The typical owner-occupied home in Tenaha is worth about $91,500, 68% below the Texas median of $283,800 and 72% below the national median of $332,700. Owners pay a median $867 a year in property taxes, about 0.95% of their home's value, lower than the Texas rate of 1.49%. The median household earns $27,813 a year, so the median home costs 3.3 times the median income (3.6 times for Texas). 46% of occupied homes here are lived in by their owners, and 25% of those owners still have a mortgage.
Tenaha at a glance
| Tenaha | Texas | U.S. | |
|---|---|---|---|
| Median home value | $91,500 | $283,800 | $332,700 |
| Median property tax paid per year | $867 | $4,232 | $3,119 |
| Property tax as a share of value | 0.95% | 1.49% | 0.94% |
| Median household income | $27,813 | $78,476 | $80,734 |
| Homes lived in by their owners | 46% | 63% | 65% |
| Owner homes with a mortgage | 25% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,087 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 16.9% | 21.7% | 21.0% |
| Median rent | $600 | $1,403 | $1,413 |
| Rent as a share of renters' income | 25.0% | 30.9% | 30.6% |
| Median year homes were built | 1979 | 1992 | 1980 |
| Vacant homes | 14.4% | 9.4% | 10.1% |
| Population | 1,239 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Tenaha
At this week's average 30-year rate of 7.11%, buying the median Tenaha home of $91,500 with 20% down costs about $603 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $755, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,842 for the 20%-down payment. That payment is 26% of the median Tenaha household income of $27,813; at that income and 20% down, the 28% guideline points to a home of about $98,000.
The median rent here is $600 a month, so owning the median home costs about $3 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $18,300 |
|---|---|
| Loan amount | $73,200 |
| Principal and interest | $492 |
| Property taxes (0.95% a year) | $72 |
| Homeowners insurance (our estimate, 0.5% a year) | $38 |
| PMI | $0 |
| Total per month | $603 |
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| Down payment | $3,202 |
|---|---|
| Loan amount | $89,843 |
| Principal and interest | $604 |
| Property taxes (0.95% a year) | $72 |
| Homeowners insurance (our estimate, 0.5% a year) | $38 |
| FHA mortgage insurance | $40 |
| Total per month | $755 |
Change the numbers in the calculator
Questions about home buying in Tenaha
What is the median home value in Tenaha?
About $91,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Tenaha?
Homeowners pay a median $867 a year, which is about 0.95% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Tenaha?
For the median home with 20% down at 7.11%, the payment is about $603 a month. Keeping that under 28% of gross income takes about $25,842 a year.
More about Tenaha
- Mortgage Refinance in Tenaha
- Debt Relief in Tenaha
- Home Equity Loans in Tenaha
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data