The typical owner-occupied home in Moran is worth about $44,300, 84% below the Texas median of $283,800 and 87% below the national median of $332,700. The median household earns $63,846 a year, so the median home costs 0.7 times the median income (3.6 times for Texas). 71% of occupied homes here are lived in by their owners, and 2% of those owners still have a mortgage.
Moran at a glance
| Moran | Texas | U.S. | |
|---|---|---|---|
| Median home value | $44,300 | $283,800 | $332,700 |
| Median property tax paid per year | – | $4,232 | $3,119 |
| Median household income | $63,846 | $78,476 | $80,734 |
| Homes lived in by their owners | 71% | 63% | 65% |
| Owner homes with a mortgage | 2% | 56% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,106 | $1,963 |
| Median rent | $583 | $1,403 | $1,413 |
| Rent as a share of renters' income | 32.5% | 30.9% | 30.6% |
| Median year homes were built | 1951 | 1992 | 1980 |
| Vacant homes | 32.9% | 9.4% | 10.1% |
| Population | 259 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Moran
At this week's average 30-year rate of 7.11%, buying the median Moran home of $44,300 with 20% down costs about $297 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $371, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $12,749 for the 20%-down payment. That payment is 6% of the median Moran household income of $63,846; at that income and 20% down, the 28% guideline points to a home of about $222,000.
The median rent here is $583 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $8,860 |
|---|---|
| Loan amount | $35,440 |
| Principal and interest | $238 |
| Property taxes (1.10% a year) | $41 |
| Homeowners insurance (our estimate, 0.5% a year) | $18 |
| PMI | $0 |
| Total per month | $297 |
Change the numbers in the calculator
| Down payment | $1,550 |
|---|---|
| Loan amount | $43,498 |
| Principal and interest | $293 |
| Property taxes (1.10% a year) | $41 |
| Homeowners insurance (our estimate, 0.5% a year) | $18 |
| FHA mortgage insurance | $20 |
| Total per month | $371 |
Change the numbers in the calculator
Questions about home buying in Moran
What is the median home value in Moran?
About $44,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Moran?
For the median home with 20% down at 7.11%, the payment is about $297 a month. Keeping that under 28% of gross income takes about $12,749 a year.
More about Moran
- Mortgage Refinance in Moran
- Debt Relief in Moran
- Home Equity Loans in Moran
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data