The typical owner-occupied home in Christoval is worth about $167,100, 41% below the Texas median of $283,800 and 50% below the national median of $332,700. Owners pay a median $2,141 a year in property taxes, about 1.28% of their home's value, lower than the Texas rate of 1.49%. 100% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
Christoval at a glance
| Christoval | Texas | U.S. | |
|---|---|---|---|
| Median home value | $167,100 | $283,800 | $332,700 |
| Median property tax paid per year | $2,141 | $4,232 | $3,119 |
| Property tax as a share of value | 1.28% | 1.49% | 0.94% |
| Median household income | – | $78,476 | $80,734 |
| Homes lived in by their owners | 100% | 63% | 65% |
| Owner homes with a mortgage | 36% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,152 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 29.4% | 21.7% | 21.0% |
| Median rent | – | $1,403 | $1,413 |
| Median year homes were built | 1993 | 1992 | 1980 |
| Vacant homes | 15.3% | 9.4% | 10.1% |
| Population | 490 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Christoval
At this week's average 30-year rate of 7.11%, buying the median Christoval home of $167,100 with 20% down costs about $1,147 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,426, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $49,163 for the 20%-down payment.
| Down payment | $33,420 |
|---|---|
| Loan amount | $133,680 |
| Principal and interest | $899 |
| Property taxes (1.28% a year) | $178 |
| Homeowners insurance (our estimate, 0.5% a year) | $70 |
| PMI | $0 |
| Total per month | $1,147 |
Change the numbers in the calculator
| Down payment | $5,848 |
|---|---|
| Loan amount | $164,073 |
| Principal and interest | $1,104 |
| Property taxes (1.28% a year) | $178 |
| Homeowners insurance (our estimate, 0.5% a year) | $70 |
| FHA mortgage insurance | $74 |
| Total per month | $1,426 |
Change the numbers in the calculator
Questions about home buying in Christoval
What is the median home value in Christoval?
About $167,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Christoval?
Homeowners pay a median $2,141 a year, which is about 1.28% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Christoval?
For the median home with 20% down at 7.11%, the payment is about $1,147 a month. Keeping that under 28% of gross income takes about $49,163 a year.
More about Christoval
- Mortgage Refinance in Christoval
- Debt Relief in Christoval
- Home Equity Loans in Christoval
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data