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Buying a home in Sinton, Texas

The typical owner-occupied home in Sinton is worth about $142,000, 50% below the Texas median of $283,800 and 57% below the national median of $332,700. Owners pay a median $2,088 a year in property taxes, about 1.47% of their home's value, close to the Texas rate of 1.49%. The median household earns $51,701 a year, so the median home costs 2.7 times the median income (3.6 times for Texas). 53% of occupied homes here are lived in by their owners, and 37% of those owners still have a mortgage.

Sinton at a glance

Sinton Texas U.S.
Median home value $142,000 $283,800 $332,700
Median property tax paid per year $2,088 $4,232 $3,119
Property tax as a share of value 1.47% 1.49% 0.94%
Median household income $51,701 $78,476 $80,734
Homes lived in by their owners 53% 63% 65%
Owner homes with a mortgage 37% 56% 61%
Median monthly costs, owners with a mortgage $1,884 $2,106 $1,963
Those costs as a share of the owners' income 24.4% 21.7% 21.0%
Median rent $938 $1,403 $1,413
Rent as a share of renters' income 26.8% 30.9% 30.6%
Median year homes were built 1971 1992 1980
Vacant homes 14.1% 9.4% 10.1%
Population 5,584 30,188,424 334,922,499

What a typical home costs per month in Sinton

At this week's average 30-year rate of 7.11%, buying the median Sinton home of $142,000 with 20% down costs about $997 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,234, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $42,742 for the 20%-down payment. That payment is 23% of the median Sinton household income of $51,701; at that income and 20% down, the 28% guideline points to a home of about $172,000.

The median rent here is $938 a month, so owning the median home costs about $59 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$28,400
Loan amount$113,600
Principal and interest$764
Property taxes (1.47% a year)$174
Homeowners insurance (our estimate, 0.5% a year)$59
PMI$0
Total per month$997

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3.5% down, 30-year FHA loan
Down payment$4,970
Loan amount$139,428
Principal and interest$938
Property taxes (1.47% a year)$174
Homeowners insurance (our estimate, 0.5% a year)$59
FHA mortgage insurance$63
Total per month$1,234

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Questions about home buying in Sinton

What is the median home value in Sinton?

About $142,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Sinton?

Homeowners pay a median $2,088 a year, which is about 1.47% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Sinton?

For the median home with 20% down at 7.11%, the payment is about $997 a month. Keeping that under 28% of gross income takes about $42,742 a year.

More about Sinton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data