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Buying a home in Easton, Texas

The typical owner-occupied home in Easton is worth about $100,400, 65% below the Texas median of $283,800 and 70% below the national median of $332,700. Owners pay a median $492 a year in property taxes, about 0.49% of their home's value, lower than the Texas rate of 1.49%. The median household earns $30,833 a year, so the median home costs 3.3 times the median income (3.6 times for Texas). 83% of occupied homes here are lived in by their owners, and 30% of those owners still have a mortgage.

Easton at a glance

Easton Texas U.S.
Median home value $100,400 $283,800 $332,700
Median property tax paid per year $492 $4,232 $3,119
Property tax as a share of value 0.49% 1.49% 0.94%
Median household income $30,833 $78,476 $80,734
Homes lived in by their owners 83% 63% 65%
Owner homes with a mortgage 30% 56% 61%
Median monthly costs, owners with a mortgage $1,120 $2,106 $1,963
Those costs as a share of the owners' income 19.2% 21.7% 21.0%
Median rent $950 $1,403 $1,413
Rent as a share of renters' income 43.3% 30.9% 30.6%
Median year homes were built 1986 1992 1980
Vacant homes 14.0% 9.4% 10.1%
Population 429 30,188,424 334,922,499

What a typical home costs per month in Easton

At this week's average 30-year rate of 7.11%, buying the median Easton home of $100,400 with 20% down costs about $623 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $790, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $26,706 for the 20%-down payment. That payment is 24% of the median Easton household income of $30,833; at that income and 20% down, the 28% guideline points to a home of about $116,000.

The median rent here is $950 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$20,080
Loan amount$80,320
Principal and interest$540
Property taxes (0.49% a year)$41
Homeowners insurance (our estimate, 0.5% a year)$42
PMI$0
Total per month$623

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3.5% down, 30-year FHA loan
Down payment$3,514
Loan amount$98,582
Principal and interest$663
Property taxes (0.49% a year)$41
Homeowners insurance (our estimate, 0.5% a year)$42
FHA mortgage insurance$44
Total per month$790

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Questions about home buying in Easton

What is the median home value in Easton?

About $100,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Easton?

Homeowners pay a median $492 a year, which is about 0.49% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Easton?

For the median home with 20% down at 7.11%, the payment is about $623 a month. Keeping that under 28% of gross income takes about $26,706 a year.

More about Easton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data