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Buying a home in Bushland, Texas

The typical owner-occupied home in Bushland is worth about $424,900, 50% above the Texas median of $283,800 and 28% above the national median of $332,700. Owners pay a median $5,138 a year in property taxes, about 1.21% of their home's value, lower than the Texas rate of 1.49%. The median household earns $146,071 a year, so the median home costs 2.9 times the median income (3.6 times for Texas). 100% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.

Bushland at a glance

Bushland Texas U.S.
Median home value $424,900 $283,800 $332,700
Median property tax paid per year $5,138 $4,232 $3,119
Property tax as a share of value 1.21% 1.49% 0.94%
Median household income $146,071 $78,476 $80,734
Homes lived in by their owners 100% 63% 65%
Owner homes with a mortgage 61% 56% 61%
Median monthly costs, owners with a mortgage $2,476 $2,106 $1,963
Those costs as a share of the owners' income 19.7% 21.7% 21.0%
Median rent – $1,403 $1,413
Median year homes were built 2014 1992 1980
Vacant homes 5.6% 9.4% 10.1%
Population 2,779 30,188,424 334,922,499

What a typical home costs per month in Bushland

At this week's average 30-year rate of 7.11%, buying the median Bushland home of $424,900 with 20% down costs about $2,892 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,600, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $123,949 for the 20%-down payment. That payment is 24% of the median Bushland household income of $146,071; at that income and 20% down, the 28% guideline points to a home of about $501,000.

20% down, 30-year conventional loan
Down payment$84,980
Loan amount$339,920
Principal and interest$2,287
Property taxes (1.21% a year)$428
Homeowners insurance (our estimate, 0.5% a year)$177
PMI$0
Total per month$2,892

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3.5% down, 30-year FHA loan
Down payment$14,872
Loan amount$417,204
Principal and interest$2,807
Property taxes (1.21% a year)$428
Homeowners insurance (our estimate, 0.5% a year)$177
FHA mortgage insurance$188
Total per month$3,600

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Questions about home buying in Bushland

What is the median home value in Bushland?

About $424,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Bushland?

Homeowners pay a median $5,138 a year, which is about 1.21% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Bushland?

For the median home with 20% down at 7.11%, the payment is about $2,892 a month. Keeping that under 28% of gross income takes about $123,949 a year.

More about Bushland

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data