The typical owner-occupied home in Azle is worth about $287,100, about the same as the Texas median of $283,800 and 14% below the national median of $332,700. Owners pay a median $4,438 a year in property taxes, about 1.55% of their home's value, close to the Texas rate of 1.49%. The median household earns $68,514 a year, so the median home costs 4.2 times the median income (3.6 times for Texas). 68% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Azle at a glance
| Azle | Texas | U.S. | |
|---|---|---|---|
| Median home value | $287,100 | $283,800 | $332,700 |
| Median property tax paid per year | $4,438 | $4,232 | $3,119 |
| Property tax as a share of value | 1.55% | 1.49% | 0.94% |
| Median household income | $68,514 | $78,476 | $80,734 |
| Homes lived in by their owners | 68% | 63% | 65% |
| Owner homes with a mortgage | 63% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $2,069 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 25.6% | 21.7% | 21.0% |
| Median rent | $1,333 | $1,403 | $1,413 |
| Rent as a share of renters' income | 34.9% | 30.9% | 30.6% |
| Median year homes were built | 1987 | 1992 | 1980 |
| Vacant homes | 6.6% | 9.4% | 10.1% |
| Population | 14,126 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Azle
At this week's average 30-year rate of 7.11%, buying the median Azle home of $287,100 with 20% down costs about $2,036 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,514, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $87,237 for the 20%-down payment. That payment is 36% of the median Azle household income of $68,514; at that income and 20% down, the 28% guideline points to a home of about $225,000.
The median rent here is $1,333 a month, so owning the median home costs about $703 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $57,420 |
|---|---|
| Loan amount | $229,680 |
| Principal and interest | $1,545 |
| Property taxes (1.55% a year) | $371 |
| Homeowners insurance (our estimate, 0.5% a year) | $120 |
| PMI | $0 |
| Total per month | $2,036 |
Change the numbers in the calculator
| Down payment | $10,048 |
|---|---|
| Loan amount | $281,900 |
| Principal and interest | $1,896 |
| Property taxes (1.55% a year) | $371 |
| Homeowners insurance (our estimate, 0.5% a year) | $120 |
| FHA mortgage insurance | $127 |
| Total per month | $2,514 |
Change the numbers in the calculator
Questions about home buying in Azle
What is the median home value in Azle?
About $287,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Azle?
Homeowners pay a median $4,438 a year, which is about 1.55% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Azle?
For the median home with 20% down at 7.11%, the payment is about $2,036 a month. Keeping that under 28% of gross income takes about $87,237 a year.
More about Azle
- Mortgage Refinance in Azle
- Debt Relief in Azle
- Home Equity Loans in Azle
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data