The typical owner-occupied home in Port Aransas is worth about $588,700, 2.1 times the Texas median of $283,800 and 77% above the national median of $332,700. Owners pay a median $4,388 a year in property taxes, about 0.75% of their home's value, lower than the Texas rate of 1.49%. The median household earns $88,947 a year, so the median home costs 6.6 times the median income (3.6 times for Texas). 71% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.
Port Aransas at a glance
| Port Aransas | Texas | U.S. | |
|---|---|---|---|
| Median home value | $588,700 | $283,800 | $332,700 |
| Median property tax paid per year | $4,388 | $4,232 | $3,119 |
| Property tax as a share of value | 0.75% | 1.49% | 0.94% |
| Median household income | $88,947 | $78,476 | $80,734 |
| Homes lived in by their owners | 71% | 63% | 65% |
| Owner homes with a mortgage | 51% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $2,243 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 22.0% | 21.7% | 21.0% |
| Median rent | $2,294 | $1,403 | $1,413 |
| Rent as a share of renters' income | 41.2% | 30.9% | 30.6% |
| Median year homes were built | 1990 | 1992 | 1980 |
| Vacant homes | 72.2% | 9.4% | 10.1% |
| Population | 3,268 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Port Aransas
At this week's average 30-year rate of 7.11%, buying the median Port Aransas home of $588,700 with 20% down costs about $3,781 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,762, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $162,060 for the 20%-down payment. That payment is 51% of the median Port Aransas household income of $88,947; at that income and 20% down, the 28% guideline points to a home of about $323,000.
The median rent here is $2,294 a month, so owning the median home costs about $1,487 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $117,740 |
|---|---|
| Loan amount | $470,960 |
| Principal and interest | $3,168 |
| Property taxes (0.75% a year) | $368 |
| Homeowners insurance (our estimate, 0.5% a year) | $245 |
| PMI | $0 |
| Total per month | $3,781 |
Change the numbers in the calculator
| Down payment | $20,604 |
|---|---|
| Loan amount | $578,037 |
| Principal and interest | $3,888 |
| Property taxes (0.75% a year) | $368 |
| Homeowners insurance (our estimate, 0.5% a year) | $245 |
| FHA mortgage insurance | $260 |
| Total per month | $4,762 |
Change the numbers in the calculator
Questions about home buying in Port Aransas
What is the median home value in Port Aransas?
About $588,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Port Aransas?
Homeowners pay a median $4,388 a year, which is about 0.75% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Port Aransas?
For the median home with 20% down at 7.11%, the payment is about $3,781 a month. Keeping that under 28% of gross income takes about $162,060 a year.
More about Port Aransas
- Mortgage Refinance in Port Aransas
- Debt Relief in Port Aransas
- Home Equity Loans in Port Aransas
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data