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Buying a home in Trent, Texas

The typical owner-occupied home in Trent is worth about $59,100, 79% below the Texas median of $283,800 and 82% below the national median of $332,700. Owners pay a median $638 a year in property taxes, about 1.08% of their home's value, lower than the Texas rate of 1.49%. The median household earns $85,000 a year, so the median home costs 0.7 times the median income (3.6 times for Texas). 88% of occupied homes here are lived in by their owners, and 31% of those owners still have a mortgage.

Trent at a glance

Trent Texas U.S.
Median home value $59,100 $283,800 $332,700
Median property tax paid per year $638 $4,232 $3,119
Property tax as a share of value 1.08% 1.49% 0.94%
Median household income $85,000 $78,476 $80,734
Homes lived in by their owners 88% 63% 65%
Owner homes with a mortgage 31% 56% 61%
Median monthly costs, owners with a mortgage $1,344 $2,106 $1,963
Those costs as a share of the owners' income 28.8% 21.7% 21.0%
Median rent $715 $1,403 $1,413
Rent as a share of renters' income 12.5% 30.9% 30.6%
Median year homes were built 1956 1992 1980
Vacant homes 25.8% 9.4% 10.1%
Population 280 30,188,424 334,922,499

What a typical home costs per month in Trent

At this week's average 30-year rate of 7.11%, buying the median Trent home of $59,100 with 20% down costs about $396 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $494, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,966 for the 20%-down payment. That payment is 6% of the median Trent household income of $85,000; at that income and 20% down, the 28% guideline points to a home of about $296,000.

The median rent here is $715 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$11,820
Loan amount$47,280
Principal and interest$318
Property taxes (1.08% a year)$53
Homeowners insurance (our estimate, 0.5% a year)$25
PMI$0
Total per month$396

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3.5% down, 30-year FHA loan
Down payment$2,068
Loan amount$58,030
Principal and interest$390
Property taxes (1.08% a year)$53
Homeowners insurance (our estimate, 0.5% a year)$25
FHA mortgage insurance$26
Total per month$494

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Questions about home buying in Trent

What is the median home value in Trent?

About $59,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Trent?

Homeowners pay a median $638 a year, which is about 1.08% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Trent?

For the median home with 20% down at 7.11%, the payment is about $396 a month. Keeping that under 28% of gross income takes about $16,966 a year.

More about Trent

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data