The typical owner-occupied home in Barry is worth about $164,800, 42% below the Texas median of $283,800 and 50% below the national median of $332,700. The median household earns $67,500 a year, so the median home costs 2.4 times the median income (3.6 times for Texas). 64% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.
Barry at a glance
| Barry | Texas | U.S. | |
|---|---|---|---|
| Median home value | $164,800 | $283,800 | $332,700 |
| Median property tax paid per year | – | $4,232 | $3,119 |
| Median household income | $67,500 | $78,476 | $80,734 |
| Homes lived in by their owners | 64% | 63% | 65% |
| Owner homes with a mortgage | 45% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,202 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 22.0% | 21.7% | 21.0% |
| Median rent | $1,056 | $1,403 | $1,413 |
| Rent as a share of renters' income | 17.1% | 30.9% | 30.6% |
| Median year homes were built | 1960 | 1992 | 1980 |
| Vacant homes | 26.7% | 9.4% | 10.1% |
| Population | 236 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Barry
At this week's average 30-year rate of 7.11%, buying the median Barry home of $164,800 with 20% down costs about $1,107 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,381, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $47,427 for the 20%-down payment. That payment is 20% of the median Barry household income of $67,500; at that income and 20% down, the 28% guideline points to a home of about $235,000.
The median rent here is $1,056 a month, so owning the median home costs about $51 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $32,960 |
|---|---|
| Loan amount | $131,840 |
| Principal and interest | $887 |
| Property taxes (1.10% a year) | $151 |
| Homeowners insurance (our estimate, 0.5% a year) | $69 |
| PMI | $0 |
| Total per month | $1,107 |
Change the numbers in the calculator
| Down payment | $5,768 |
|---|---|
| Loan amount | $161,815 |
| Principal and interest | $1,089 |
| Property taxes (1.10% a year) | $151 |
| Homeowners insurance (our estimate, 0.5% a year) | $69 |
| FHA mortgage insurance | $73 |
| Total per month | $1,381 |
Change the numbers in the calculator
Questions about home buying in Barry
What is the median home value in Barry?
About $164,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Barry?
For the median home with 20% down at 7.11%, the payment is about $1,107 a month. Keeping that under 28% of gross income takes about $47,427 a year.
More about Barry
- Mortgage Refinance in Barry
- Debt Relief in Barry
- Home Equity Loans in Barry
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data