The typical owner-occupied home in Conroe is worth about $309,600, 9% above the Texas median of $283,800 and 7% below the national median of $332,700. Owners pay a median $5,268 a year in property taxes, about 1.70% of their home's value, higher than the Texas rate of 1.49%. The median household earns $76,206 a year, so the median home costs 4.1 times the median income (3.6 times for Texas). 55% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.
Conroe at a glance
| Conroe | Texas | U.S. | |
|---|---|---|---|
| Median home value | $309,600 | $283,800 | $332,700 |
| Median property tax paid per year | $5,268 | $4,232 | $3,119 |
| Property tax as a share of value | 1.70% | 1.49% | 0.94% |
| Median household income | $76,206 | $78,476 | $80,734 |
| Homes lived in by their owners | 55% | 63% | 65% |
| Owner homes with a mortgage | 62% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $2,293 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 23.2% | 21.7% | 21.0% |
| Median rent | $1,393 | $1,403 | $1,413 |
| Rent as a share of renters' income | 31.9% | 30.9% | 30.6% |
| Median year homes were built | 2006 | 1992 | 1980 |
| Vacant homes | 6.1% | 9.4% | 10.1% |
| Population | 102,360 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Conroe
At this week's average 30-year rate of 7.11%, buying the median Conroe home of $309,600 with 20% down costs about $2,234 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,750, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $95,733 for the 20%-down payment. That payment is 35% of the median Conroe household income of $76,206; at that income and 20% down, the 28% guideline points to a home of about $246,000.
The median rent here is $1,393 a month, so owning the median home costs about $841 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $61,920 |
|---|---|
| Loan amount | $247,680 |
| Principal and interest | $1,666 |
| Property taxes (1.70% a year) | $439 |
| Homeowners insurance (our estimate, 0.5% a year) | $129 |
| PMI | $0 |
| Total per month | $2,234 |
Change the numbers in the calculator
| Down payment | $10,836 |
|---|---|
| Loan amount | $303,992 |
| Principal and interest | $2,045 |
| Property taxes (1.70% a year) | $439 |
| Homeowners insurance (our estimate, 0.5% a year) | $129 |
| FHA mortgage insurance | $137 |
| Total per month | $2,750 |
Change the numbers in the calculator
Questions about home buying in Conroe
What is the median home value in Conroe?
About $309,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Conroe?
Homeowners pay a median $5,268 a year, which is about 1.70% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Conroe?
For the median home with 20% down at 7.11%, the payment is about $2,234 a month. Keeping that under 28% of gross income takes about $95,733 a year.
More about Conroe
- Mortgage Refinance in Conroe
- Debt Relief in Conroe
- Home Equity Loans in Conroe
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data