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Buying a home in Priddy, Texas

The typical owner-occupied home in Priddy is worth about $65,000, 77% below the Texas median of $283,800 and 80% below the national median of $332,700. The median household earns $47,708 a year, so the median home costs 1.4 times the median income (3.6 times for Texas). 78% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.

Priddy at a glance

Priddy Texas U.S.
Median home value $65,000 $283,800 $332,700
Median property tax paid per year – $4,232 $3,119
Median household income $47,708 $78,476 $80,734
Homes lived in by their owners 78% 63% 65%
Owner homes with a mortgage 60% 56% 61%
Median monthly costs, owners with a mortgage $1,141 $2,106 $1,963
Those costs as a share of the owners' income 27.2% 21.7% 21.0%
Median rent – $1,403 $1,413
Median year homes were built 1977 1992 1980
Vacant homes 28.6% 9.4% 10.1%
Population 92 30,188,424 334,922,499

What a typical home costs per month in Priddy

At this week's average 30-year rate of 7.11%, buying the median Priddy home of $65,000 with 20% down costs about $436 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $545, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $18,706 for the 20%-down payment. That payment is 11% of the median Priddy household income of $47,708; at that income and 20% down, the 28% guideline points to a home of about $166,000.

20% down, 30-year conventional loan
Down payment$13,000
Loan amount$52,000
Principal and interest$350
Property taxes (1.10% a year)$60
Homeowners insurance (our estimate, 0.5% a year)$27
PMI$0
Total per month$436

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3.5% down, 30-year FHA loan
Down payment$2,275
Loan amount$63,823
Principal and interest$429
Property taxes (1.10% a year)$60
Homeowners insurance (our estimate, 0.5% a year)$27
FHA mortgage insurance$29
Total per month$545

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Questions about home buying in Priddy

What is the median home value in Priddy?

About $65,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Priddy?

For the median home with 20% down at 7.11%, the payment is about $436 a month. Keeping that under 28% of gross income takes about $18,706 a year.

More about Priddy

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data