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Buying a home in Van Vleck, Texas

The typical owner-occupied home in Van Vleck is worth about $208,300, 27% below the Texas median of $283,800 and 37% below the national median of $332,700. Owners pay a median $1,886 a year in property taxes, about 0.91% of their home's value, lower than the Texas rate of 1.49%. The median household earns $58,504 a year, so the median home costs 3.6 times the median income (3.6 times for Texas). 86% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.

Van Vleck at a glance

Van Vleck Texas U.S.
Median home value $208,300 $283,800 $332,700
Median property tax paid per year $1,886 $4,232 $3,119
Property tax as a share of value 0.91% 1.49% 0.94%
Median household income $58,504 $78,476 $80,734
Homes lived in by their owners 86% 63% 65%
Owner homes with a mortgage 53% 56% 61%
Median monthly costs, owners with a mortgage $1,389 $2,106 $1,963
Those costs as a share of the owners' income 26.5% 21.7% 21.0%
Median rent $1,005 $1,403 $1,413
Rent as a share of renters' income 51.0% 30.9% 30.6%
Median year homes were built 1985 1992 1980
Vacant homes 21.8% 9.4% 10.1%
Population 1,763 30,188,424 334,922,499

What a typical home costs per month in Van Vleck

At this week's average 30-year rate of 7.11%, buying the median Van Vleck home of $208,300 with 20% down costs about $1,366 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,713, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $58,532 for the 20%-down payment. That payment is 28% of the median Van Vleck household income of $58,504; at that income and 20% down, the 28% guideline points to a home of about $208,000.

The median rent here is $1,005 a month, so owning the median home costs about $361 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$41,660
Loan amount$166,640
Principal and interest$1,121
Property taxes (0.91% a year)$158
Homeowners insurance (our estimate, 0.5% a year)$87
PMI$0
Total per month$1,366

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3.5% down, 30-year FHA loan
Down payment$7,290
Loan amount$204,527
Principal and interest$1,376
Property taxes (0.91% a year)$158
Homeowners insurance (our estimate, 0.5% a year)$87
FHA mortgage insurance$92
Total per month$1,713

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Questions about home buying in Van Vleck

What is the median home value in Van Vleck?

About $208,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Van Vleck?

Homeowners pay a median $1,886 a year, which is about 0.91% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Van Vleck?

For the median home with 20% down at 7.11%, the payment is about $1,366 a month. Keeping that under 28% of gross income takes about $58,532 a year.

More about Van Vleck

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data