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Buying a home in Stanton, Texas

The typical owner-occupied home in Stanton is worth about $100,000, 65% below the Texas median of $283,800 and 70% below the national median of $332,700. The median household earns $92,923 a year, so the median home costs 1.1 times the median income (3.6 times for Texas). 78% of occupied homes here are lived in by their owners, and 32% of those owners still have a mortgage.

Stanton at a glance

Stanton Texas U.S.
Median home value $100,000 $283,800 $332,700
Median property tax paid per year – $4,232 $3,119
Median household income $92,923 $78,476 $80,734
Homes lived in by their owners 78% 63% 65%
Owner homes with a mortgage 32% 56% 61%
Median monthly costs, owners with a mortgage $2,524 $2,106 $1,963
Those costs as a share of the owners' income 17.2% 21.7% 21.0%
Median rent $977 $1,403 $1,413
Rent as a share of renters' income 29.4% 30.9% 30.6%
Median year homes were built 1967 1992 1980
Vacant homes 5.5% 9.4% 10.1%
Population 2,638 30,188,424 334,922,499

What a typical home costs per month in Stanton

At this week's average 30-year rate of 7.11%, buying the median Stanton home of $100,000 with 20% down costs about $672 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $838, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,779 for the 20%-down payment. That payment is 9% of the median Stanton household income of $92,923; at that income and 20% down, the 28% guideline points to a home of about $323,000.

The median rent here is $977 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$20,000
Loan amount$80,000
Principal and interest$538
Property taxes (1.10% a year)$92
Homeowners insurance (our estimate, 0.5% a year)$42
PMI$0
Total per month$672

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3.5% down, 30-year FHA loan
Down payment$3,500
Loan amount$98,189
Principal and interest$661
Property taxes (1.10% a year)$92
Homeowners insurance (our estimate, 0.5% a year)$42
FHA mortgage insurance$44
Total per month$838

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Questions about home buying in Stanton

What is the median home value in Stanton?

About $100,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Stanton?

For the median home with 20% down at 7.11%, the payment is about $672 a month. Keeping that under 28% of gross income takes about $28,779 a year.

More about Stanton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data