The typical owner-occupied home in Fort Davis is worth about $256,000, 10% below the Texas median of $283,800 and 23% below the national median of $332,700. Owners pay a median $1,695 a year in property taxes, about 0.66% of their home's value, lower than the Texas rate of 1.49%. 78% of occupied homes here are lived in by their owners, and 47% of those owners still have a mortgage.
Fort Davis at a glance
| Fort Davis | Texas | U.S. | |
|---|---|---|---|
| Median home value | $256,000 | $283,800 | $332,700 |
| Median property tax paid per year | $1,695 | $4,232 | $3,119 |
| Property tax as a share of value | 0.66% | 1.49% | 0.94% |
| Median household income | – | $78,476 | $80,734 |
| Homes lived in by their owners | 78% | 63% | 65% |
| Owner homes with a mortgage | 47% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,739 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 12.5% | 21.7% | 21.0% |
| Median rent | $1,282 | $1,403 | $1,413 |
| Rent as a share of renters' income | 51.0% | 30.9% | 30.6% |
| Median year homes were built | 1991 | 1992 | 1980 |
| Vacant homes | 34.3% | 9.4% | 10.1% |
| Population | 879 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Fort Davis
At this week's average 30-year rate of 7.11%, buying the median Fort Davis home of $256,000 with 20% down costs about $1,625 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,052, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $69,650 for the 20%-down payment.
The median rent here is $1,282 a month, so owning the median home costs about $343 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $51,200 |
|---|---|
| Loan amount | $204,800 |
| Principal and interest | $1,378 |
| Property taxes (0.66% a year) | $141 |
| Homeowners insurance (our estimate, 0.5% a year) | $107 |
| PMI | $0 |
| Total per month | $1,625 |
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| Down payment | $8,960 |
|---|---|
| Loan amount | $251,363 |
| Principal and interest | $1,691 |
| Property taxes (0.66% a year) | $141 |
| Homeowners insurance (our estimate, 0.5% a year) | $107 |
| FHA mortgage insurance | $113 |
| Total per month | $2,052 |
Change the numbers in the calculator
Questions about home buying in Fort Davis
What is the median home value in Fort Davis?
About $256,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Fort Davis?
Homeowners pay a median $1,695 a year, which is about 0.66% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Fort Davis?
For the median home with 20% down at 7.11%, the payment is about $1,625 a month. Keeping that under 28% of gross income takes about $69,650 a year.
More about Fort Davis
- Mortgage Refinance in Fort Davis
- Debt Relief in Fort Davis
- Home Equity Loans in Fort Davis
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data