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Buying a home in Evadale, Texas

The typical owner-occupied home in Evadale is worth about $92,700, 67% below the Texas median of $283,800 and 72% below the national median of $332,700. Owners pay a median $1,000 a year in property taxes, about 1.08% of their home's value, lower than the Texas rate of 1.49%. The median household earns $53,750 a year, so the median home costs 1.7 times the median income (3.6 times for Texas). 80% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.

Evadale at a glance

Evadale Texas U.S.
Median home value $92,700 $283,800 $332,700
Median property tax paid per year $1,000 $4,232 $3,119
Property tax as a share of value 1.08% 1.49% 0.94%
Median household income $53,750 $78,476 $80,734
Homes lived in by their owners 80% 63% 65%
Owner homes with a mortgage 42% 56% 61%
Median monthly costs, owners with a mortgage $1,384 $2,106 $1,963
Those costs as a share of the owners' income 20.8% 21.7% 21.0%
Median rent $687 $1,403 $1,413
Rent as a share of renters' income 9.0% 30.9% 30.6%
Median year homes were built 1979 1992 1980
Vacant homes 17.2% 9.4% 10.1%
Population 949 30,188,424 334,922,499

What a typical home costs per month in Evadale

At this week's average 30-year rate of 7.11%, buying the median Evadale home of $92,700 with 20% down costs about $621 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $775, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $26,612 for the 20%-down payment. That payment is 14% of the median Evadale household income of $53,750; at that income and 20% down, the 28% guideline points to a home of about $187,000.

The median rent here is $687 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$18,540
Loan amount$74,160
Principal and interest$499
Property taxes (1.08% a year)$83
Homeowners insurance (our estimate, 0.5% a year)$39
PMI$0
Total per month$621

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3.5% down, 30-year FHA loan
Down payment$3,244
Loan amount$91,021
Principal and interest$612
Property taxes (1.08% a year)$83
Homeowners insurance (our estimate, 0.5% a year)$39
FHA mortgage insurance$41
Total per month$775

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Questions about home buying in Evadale

What is the median home value in Evadale?

About $92,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Evadale?

Homeowners pay a median $1,000 a year, which is about 1.08% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Evadale?

For the median home with 20% down at 7.11%, the payment is about $621 a month. Keeping that under 28% of gross income takes about $26,612 a year.

More about Evadale

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data