The typical owner-occupied home in La Ward is worth about $90,000, 68% below the Texas median of $283,800 and 73% below the national median of $332,700. Owners pay a median $430 a year in property taxes, about 0.48% of their home's value, lower than the Texas rate of 1.49%. 29% of occupied homes here are lived in by their owners, and 15% of those owners still have a mortgage.
La Ward at a glance
| La Ward | Texas | U.S. | |
|---|---|---|---|
| Median home value | $90,000 | $283,800 | $332,700 |
| Median property tax paid per year | $430 | $4,232 | $3,119 |
| Property tax as a share of value | 0.48% | 1.49% | 0.94% |
| Median household income | – | $78,476 | $80,734 |
| Homes lived in by their owners | 29% | 63% | 65% |
| Owner homes with a mortgage | 15% | 56% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,106 | $1,963 |
| Median rent | $972 | $1,403 | $1,413 |
| Rent as a share of renters' income | 51.0% | 30.9% | 30.6% |
| Median year homes were built | 1989 | 1992 | 1980 |
| Vacant homes | 40.7% | 9.4% | 10.1% |
| Population | 178 | 30,188,424 | 334,922,499 |
What a typical home costs per month in La Ward
At this week's average 30-year rate of 7.11%, buying the median La Ward home of $90,000 with 20% down costs about $558 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $708, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $23,908 for the 20%-down payment.
The median rent here is $972 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $18,000 |
|---|---|
| Loan amount | $72,000 |
| Principal and interest | $484 |
| Property taxes (0.48% a year) | $36 |
| Homeowners insurance (our estimate, 0.5% a year) | $38 |
| PMI | $0 |
| Total per month | $558 |
Change the numbers in the calculator
| Down payment | $3,150 |
|---|---|
| Loan amount | $88,370 |
| Principal and interest | $594 |
| Property taxes (0.48% a year) | $36 |
| Homeowners insurance (our estimate, 0.5% a year) | $38 |
| FHA mortgage insurance | $40 |
| Total per month | $708 |
Change the numbers in the calculator
Questions about home buying in La Ward
What is the median home value in La Ward?
About $90,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in La Ward?
Homeowners pay a median $430 a year, which is about 0.48% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in La Ward?
For the median home with 20% down at 7.11%, the payment is about $558 a month. Keeping that under 28% of gross income takes about $23,908 a year.
More about La Ward
- Mortgage Refinance in La Ward
- Debt Relief in La Ward
- Home Equity Loans in La Ward
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data