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Buying a home in Bryson, Texas

The typical owner-occupied home in Bryson is worth about $58,400, 79% below the Texas median of $283,800 and 82% below the national median of $332,700. The median household earns $75,779 a year, so the median home costs 0.8 times the median income (3.6 times for Texas). 43% of occupied homes here are lived in by their owners, and 24% of those owners still have a mortgage.

Bryson at a glance

Bryson Texas U.S.
Median home value $58,400 $283,800 $332,700
Median property tax paid per year – $4,232 $3,119
Median household income $75,779 $78,476 $80,734
Homes lived in by their owners 43% 63% 65%
Owner homes with a mortgage 24% 56% 61%
Median monthly costs, owners with a mortgage $1,591 $2,106 $1,963
Those costs as a share of the owners' income 51.0% 21.7% 21.0%
Median rent $1,098 $1,403 $1,413
Rent as a share of renters' income 18.9% 30.9% 30.6%
Median year homes were built 1980 1992 1980
Vacant homes 12.8% 9.4% 10.1%
Population 659 30,188,424 334,922,499

What a typical home costs per month in Bryson

At this week's average 30-year rate of 7.11%, buying the median Bryson home of $58,400 with 20% down costs about $392 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $489, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,807 for the 20%-down payment. That payment is 6% of the median Bryson household income of $75,779; at that income and 20% down, the 28% guideline points to a home of about $263,000.

The median rent here is $1,098 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$11,680
Loan amount$46,720
Principal and interest$314
Property taxes (1.10% a year)$54
Homeowners insurance (our estimate, 0.5% a year)$24
PMI$0
Total per month$392

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3.5% down, 30-year FHA loan
Down payment$2,044
Loan amount$57,342
Principal and interest$386
Property taxes (1.10% a year)$54
Homeowners insurance (our estimate, 0.5% a year)$24
FHA mortgage insurance$26
Total per month$489

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Questions about home buying in Bryson

What is the median home value in Bryson?

About $58,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Bryson?

For the median home with 20% down at 7.11%, the payment is about $392 a month. Keeping that under 28% of gross income takes about $16,807 a year.

More about Bryson

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data