The typical owner-occupied home in Edcouch is worth about $58,500, 79% below the Texas median of $283,800 and 82% below the national median of $332,700. Owners pay a median $998 a year in property taxes, about 1.71% of their home's value, higher than the Texas rate of 1.49%. The median household earns $21,843 a year, so the median home costs 2.7 times the median income (3.6 times for Texas). 50% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.
Edcouch at a glance
| Edcouch | Texas | U.S. | |
|---|---|---|---|
| Median home value | $58,500 | $283,800 | $332,700 |
| Median property tax paid per year | $998 | $4,232 | $3,119 |
| Property tax as a share of value | 1.71% | 1.49% | 0.94% |
| Median household income | $21,843 | $78,476 | $80,734 |
| Homes lived in by their owners | 50% | 63% | 65% |
| Owner homes with a mortgage | 26% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $777 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 20.8% | 21.7% | 21.0% |
| Median rent | $552 | $1,403 | $1,413 |
| Rent as a share of renters' income | 35.9% | 30.9% | 30.6% |
| Median year homes were built | 1992 | 1992 | 1980 |
| Vacant homes | 7.6% | 9.4% | 10.1% |
| Population | 2,739 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Edcouch
At this week's average 30-year rate of 7.11%, buying the median Edcouch home of $58,500 with 20% down costs about $423 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $520, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $18,110 for the 20%-down payment. That payment is 23% of the median Edcouch household income of $21,843; at that income and 20% down, the 28% guideline points to a home of about $71,000.
The median rent here is $552 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $11,700 |
|---|---|
| Loan amount | $46,800 |
| Principal and interest | $315 |
| Property taxes (1.71% a year) | $83 |
| Homeowners insurance (our estimate, 0.5% a year) | $24 |
| PMI | $0 |
| Total per month | $423 |
Change the numbers in the calculator
| Down payment | $2,048 |
|---|---|
| Loan amount | $57,440 |
| Principal and interest | $386 |
| Property taxes (1.71% a year) | $83 |
| Homeowners insurance (our estimate, 0.5% a year) | $24 |
| FHA mortgage insurance | $26 |
| Total per month | $520 |
Change the numbers in the calculator
Questions about home buying in Edcouch
What is the median home value in Edcouch?
About $58,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Edcouch?
Homeowners pay a median $998 a year, which is about 1.71% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Edcouch?
For the median home with 20% down at 7.11%, the payment is about $423 a month. Keeping that under 28% of gross income takes about $18,110 a year.
More about Edcouch
- Mortgage Refinance in Edcouch
- Debt Relief in Edcouch
- Home Equity Loans in Edcouch
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data