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Buying a home in Kountze, Texas

The typical owner-occupied home in Kountze is worth about $127,300, 55% below the Texas median of $283,800 and 62% below the national median of $332,700. Owners pay a median $1,423 a year in property taxes, about 1.12% of their home's value, lower than the Texas rate of 1.49%. The median household earns $65,969 a year, so the median home costs 1.9 times the median income (3.6 times for Texas). 67% of occupied homes here are lived in by their owners, and 33% of those owners still have a mortgage.

Kountze at a glance

Kountze Texas U.S.
Median home value $127,300 $283,800 $332,700
Median property tax paid per year $1,423 $4,232 $3,119
Property tax as a share of value 1.12% 1.49% 0.94%
Median household income $65,969 $78,476 $80,734
Homes lived in by their owners 67% 63% 65%
Owner homes with a mortgage 33% 56% 61%
Median monthly costs, owners with a mortgage $1,681 $2,106 $1,963
Those costs as a share of the owners' income 19.4% 21.7% 21.0%
Median rent $873 $1,403 $1,413
Rent as a share of renters' income 19.0% 30.9% 30.6%
Median year homes were built 1995 1992 1980
Vacant homes 9.1% 9.4% 10.1%
Population 2,367 30,188,424 334,922,499

What a typical home costs per month in Kountze

At this week's average 30-year rate of 7.11%, buying the median Kountze home of $127,300 with 20% down costs about $857 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,069, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $36,726 for the 20%-down payment. That payment is 16% of the median Kountze household income of $65,969; at that income and 20% down, the 28% guideline points to a home of about $229,000.

The median rent here is $873 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$25,460
Loan amount$101,840
Principal and interest$685
Property taxes (1.12% a year)$119
Homeowners insurance (our estimate, 0.5% a year)$53
PMI$0
Total per month$857

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3.5% down, 30-year FHA loan
Down payment$4,456
Loan amount$124,994
Principal and interest$841
Property taxes (1.12% a year)$119
Homeowners insurance (our estimate, 0.5% a year)$53
FHA mortgage insurance$56
Total per month$1,069

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Questions about home buying in Kountze

What is the median home value in Kountze?

About $127,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Kountze?

Homeowners pay a median $1,423 a year, which is about 1.12% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Kountze?

For the median home with 20% down at 7.11%, the payment is about $857 a month. Keeping that under 28% of gross income takes about $36,726 a year.

More about Kountze

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data