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Buying a home in Post, Texas

The typical owner-occupied home in Post is worth about $49,200, 83% below the Texas median of $283,800 and 85% below the national median of $332,700. Owners pay a median $1,149 a year in property taxes, about 2.34% of their home's value, higher than the Texas rate of 1.49%. The median household earns $41,304 a year, so the median home costs 1.2 times the median income (3.6 times for Texas). 68% of occupied homes here are lived in by their owners, and 14% of those owners still have a mortgage.

Post at a glance

Post Texas U.S.
Median home value $49,200 $283,800 $332,700
Median property tax paid per year $1,149 $4,232 $3,119
Property tax as a share of value 2.34% 1.49% 0.94%
Median household income $41,304 $78,476 $80,734
Homes lived in by their owners 68% 63% 65%
Owner homes with a mortgage 14% 56% 61%
Median monthly costs, owners with a mortgage $1,384 $2,106 $1,963
Those costs as a share of the owners' income 20.0% 21.7% 21.0%
Median rent $822 $1,403 $1,413
Rent as a share of renters' income 19.1% 30.9% 30.6%
Median year homes were built 1970 1992 1980
Vacant homes 26.8% 9.4% 10.1%
Population 4,326 30,188,424 334,922,499

What a typical home costs per month in Post

At this week's average 30-year rate of 7.11%, buying the median Post home of $49,200 with 20% down costs about $381 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $463, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,338 for the 20%-down payment. That payment is 11% of the median Post household income of $41,304; at that income and 20% down, the 28% guideline points to a home of about $124,000.

The median rent here is $822 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$9,840
Loan amount$39,360
Principal and interest$265
Property taxes (2.34% a year)$96
Homeowners insurance (our estimate, 0.5% a year)$20
PMI$0
Total per month$381

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3.5% down, 30-year FHA loan
Down payment$1,722
Loan amount$48,309
Principal and interest$325
Property taxes (2.34% a year)$96
Homeowners insurance (our estimate, 0.5% a year)$20
FHA mortgage insurance$22
Total per month$463

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Questions about home buying in Post

What is the median home value in Post?

About $49,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Post?

Homeowners pay a median $1,149 a year, which is about 2.34% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Post?

For the median home with 20% down at 7.11%, the payment is about $381 a month. Keeping that under 28% of gross income takes about $16,338 a year.

More about Post

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data