The typical owner-occupied home in Windom is worth about $210,700, 26% below the Texas median of $283,800 and 37% below the national median of $332,700. Owners pay a median $1,750 a year in property taxes, about 0.83% of their home's value, lower than the Texas rate of 1.49%. The median household earns $64,375 a year, so the median home costs 3.3 times the median income (3.6 times for Texas). 90% of occupied homes here are lived in by their owners, and 32% of those owners still have a mortgage.
Windom at a glance
| Windom | Texas | U.S. | |
|---|---|---|---|
| Median home value | $210,700 | $283,800 | $332,700 |
| Median property tax paid per year | $1,750 | $4,232 | $3,119 |
| Property tax as a share of value | 0.83% | 1.49% | 0.94% |
| Median household income | $64,375 | $78,476 | $80,734 |
| Homes lived in by their owners | 90% | 63% | 65% |
| Owner homes with a mortgage | 32% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,813 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 18.8% | 21.7% | 21.0% |
| Median rent | – | $1,403 | $1,413 |
| Median year homes were built | 1983 | 1992 | 1980 |
| Vacant homes | 22.2% | 9.4% | 10.1% |
| Population | 73 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Windom
At this week's average 30-year rate of 7.11%, buying the median Windom home of $210,700 with 20% down costs about $1,367 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,718, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $58,605 for the 20%-down payment. That payment is 25% of the median Windom household income of $64,375; at that income and 20% down, the 28% guideline points to a home of about $231,000.
| Down payment | $42,140 |
|---|---|
| Loan amount | $168,560 |
| Principal and interest | $1,134 |
| Property taxes (0.83% a year) | $146 |
| Homeowners insurance (our estimate, 0.5% a year) | $88 |
| PMI | $0 |
| Total per month | $1,367 |
Change the numbers in the calculator
| Down payment | $7,374 |
|---|---|
| Loan amount | $206,884 |
| Principal and interest | $1,392 |
| Property taxes (0.83% a year) | $146 |
| Homeowners insurance (our estimate, 0.5% a year) | $88 |
| FHA mortgage insurance | $93 |
| Total per month | $1,718 |
Change the numbers in the calculator
Questions about home buying in Windom
What is the median home value in Windom?
About $210,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Windom?
Homeowners pay a median $1,750 a year, which is about 0.83% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Windom?
For the median home with 20% down at 7.11%, the payment is about $1,367 a month. Keeping that under 28% of gross income takes about $58,605 a year.
More about Windom
- Mortgage Refinance in Windom
- Debt Relief in Windom
- Home Equity Loans in Windom
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data