Home / Home Buying by state / Texas / Collin County / Anna

Buying a home in Anna, Texas

The typical owner-occupied home in Anna is worth about $351,700, 24% above the Texas median of $283,800 and 6% above the national median of $332,700. Owners pay a median $5,772 a year in property taxes, about 1.64% of their home's value, higher than the Texas rate of 1.49%. The median household earns $105,593 a year, so the median home costs 3.3 times the median income (3.6 times for Texas). 78% of occupied homes here are lived in by their owners, and 79% of those owners still have a mortgage.

Anna at a glance

Anna Texas U.S.
Median home value $351,700 $283,800 $332,700
Median property tax paid per year $5,772 $4,232 $3,119
Property tax as a share of value 1.64% 1.49% 0.94%
Median household income $105,593 $78,476 $80,734
Homes lived in by their owners 78% 63% 65%
Owner homes with a mortgage 79% 56% 61%
Median monthly costs, owners with a mortgage $2,193 $2,106 $1,963
Those costs as a share of the owners' income 21.7% 21.7% 21.0%
Median rent $2,105 $1,403 $1,413
Rent as a share of renters' income 35.6% 30.9% 30.6%
Median year homes were built 2012 1992 1980
Vacant homes 4.4% 9.4% 10.1%
Population 24,330 30,188,424 334,922,499

What a typical home costs per month in Anna

At this week's average 30-year rate of 7.11%, buying the median Anna home of $351,700 with 20% down costs about $2,520 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,106, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $107,997 for the 20%-down payment. That payment is 29% of the median Anna household income of $105,593; at that income and 20% down, the 28% guideline points to a home of about $344,000.

The median rent here is $2,105 a month, so owning the median home costs about $415 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$70,340
Loan amount$281,360
Principal and interest$1,893
Property taxes (1.64% a year)$481
Homeowners insurance (our estimate, 0.5% a year)$147
PMI$0
Total per month$2,520

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$12,310
Loan amount$345,330
Principal and interest$2,323
Property taxes (1.64% a year)$481
Homeowners insurance (our estimate, 0.5% a year)$147
FHA mortgage insurance$156
Total per month$3,106

Change the numbers in the calculator

Questions about home buying in Anna

What is the median home value in Anna?

About $351,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Anna?

Homeowners pay a median $5,772 a year, which is about 1.64% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Anna?

For the median home with 20% down at 7.11%, the payment is about $2,520 a month. Keeping that under 28% of gross income takes about $107,997 a year.

More about Anna

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data