The typical owner-occupied home in Byers is worth about $112,100, 61% below the Texas median of $283,800 and 66% below the national median of $332,700. Owners pay a median $1,438 a year in property taxes, about 1.28% of their home's value, lower than the Texas rate of 1.49%. The median household earns $63,333 a year, so the median home costs 1.8 times the median income (3.6 times for Texas). 93% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.
Byers at a glance
| Byers | Texas | U.S. | |
|---|---|---|---|
| Median home value | $112,100 | $283,800 | $332,700 |
| Median property tax paid per year | $1,438 | $4,232 | $3,119 |
| Property tax as a share of value | 1.28% | 1.49% | 0.94% |
| Median household income | $63,333 | $78,476 | $80,734 |
| Homes lived in by their owners | 93% | 63% | 65% |
| Owner homes with a mortgage | 46% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,305 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 17.1% | 21.7% | 21.0% |
| Median rent | – | $1,403 | $1,413 |
| Median year homes were built | 1971 | 1992 | 1980 |
| Vacant homes | 31.4% | 9.4% | 10.1% |
| Population | 393 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Byers
At this week's average 30-year rate of 7.11%, buying the median Byers home of $112,100 with 20% down costs about $770 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $956, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,981 for the 20%-down payment. That payment is 15% of the median Byers household income of $63,333; at that income and 20% down, the 28% guideline points to a home of about $215,000.
| Down payment | $22,420 |
|---|---|
| Loan amount | $89,680 |
| Principal and interest | $603 |
| Property taxes (1.28% a year) | $120 |
| Homeowners insurance (our estimate, 0.5% a year) | $47 |
| PMI | $0 |
| Total per month | $770 |
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| Down payment | $3,924 |
|---|---|
| Loan amount | $110,070 |
| Principal and interest | $740 |
| Property taxes (1.28% a year) | $120 |
| Homeowners insurance (our estimate, 0.5% a year) | $47 |
| FHA mortgage insurance | $50 |
| Total per month | $956 |
Change the numbers in the calculator
Questions about home buying in Byers
What is the median home value in Byers?
About $112,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Byers?
Homeowners pay a median $1,438 a year, which is about 1.28% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Byers?
For the median home with 20% down at 7.11%, the payment is about $770 a month. Keeping that under 28% of gross income takes about $32,981 a year.
More about Byers
- Mortgage Refinance in Byers
- Debt Relief in Byers
- Home Equity Loans in Byers
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data