Home / Home Buying by state / Texas / Cass County / Douglassville

Buying a home in Douglassville, Texas

The typical owner-occupied home in Douglassville is worth about $114,300, 60% below the Texas median of $283,800 and 66% below the national median of $332,700. 86% of occupied homes here are lived in by their owners, and 27% of those owners still have a mortgage.

Douglassville at a glance

Douglassville Texas U.S.
Median home value $114,300 $283,800 $332,700
Median property tax paid per year – $4,232 $3,119
Median household income – $78,476 $80,734
Homes lived in by their owners 86% 63% 65%
Owner homes with a mortgage 27% 56% 61%
Median monthly costs, owners with a mortgage $1,346 $2,106 $1,963
Those costs as a share of the owners' income 17.3% 21.7% 21.0%
Median rent – $1,403 $1,413
Median year homes were built 1973 1992 1980
Vacant homes 16.1% 9.4% 10.1%
Population 372 30,188,424 334,922,499

What a typical home costs per month in Douglassville

At this week's average 30-year rate of 7.11%, buying the median Douglassville home of $114,300 with 20% down costs about $768 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $958, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,894 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$22,860
Loan amount$91,440
Principal and interest$615
Property taxes (1.10% a year)$105
Homeowners insurance (our estimate, 0.5% a year)$48
PMI$0
Total per month$768

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$4,000
Loan amount$112,230
Principal and interest$755
Property taxes (1.10% a year)$105
Homeowners insurance (our estimate, 0.5% a year)$48
FHA mortgage insurance$51
Total per month$958

Change the numbers in the calculator

Questions about home buying in Douglassville

What is the median home value in Douglassville?

About $114,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Douglassville?

For the median home with 20% down at 7.11%, the payment is about $768 a month. Keeping that under 28% of gross income takes about $32,894 a year.

More about Douglassville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data