The typical owner-occupied home in Los Indios is worth about $63,500, 78% below the Texas median of $283,800 and 81% below the national median of $332,700. Owners pay a median $1,179 a year in property taxes, about 1.86% of their home's value, higher than the Texas rate of 1.49%. The median household earns $45,179 a year, so the median home costs 1.4 times the median income (3.6 times for Texas). 84% of occupied homes here are lived in by their owners, and 6% of those owners still have a mortgage.
Los Indios at a glance
| Los Indios | Texas | U.S. | |
|---|---|---|---|
| Median home value | $63,500 | $283,800 | $332,700 |
| Median property tax paid per year | $1,179 | $4,232 | $3,119 |
| Property tax as a share of value | 1.86% | 1.49% | 0.94% |
| Median household income | $45,179 | $78,476 | $80,734 |
| Homes lived in by their owners | 84% | 63% | 65% |
| Owner homes with a mortgage | 6% | 56% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 30.4% | 21.7% | 21.0% |
| Median rent | $819 | $1,403 | $1,413 |
| Rent as a share of renters' income | 24.7% | 30.9% | 30.6% |
| Median year homes were built | 1992 | 1992 | 1980 |
| Vacant homes | 15.6% | 9.4% | 10.1% |
| Population | 948 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Los Indios
At this week's average 30-year rate of 7.11%, buying the median Los Indios home of $63,500 with 20% down costs about $467 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $572, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,998 for the 20%-down payment. That payment is 12% of the median Los Indios household income of $45,179; at that income and 20% down, the 28% guideline points to a home of about $143,000.
The median rent here is $819 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $12,700 |
|---|---|
| Loan amount | $50,800 |
| Principal and interest | $342 |
| Property taxes (1.86% a year) | $98 |
| Homeowners insurance (our estimate, 0.5% a year) | $26 |
| PMI | $0 |
| Total per month | $467 |
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| Down payment | $2,222 |
|---|---|
| Loan amount | $62,350 |
| Principal and interest | $419 |
| Property taxes (1.86% a year) | $98 |
| Homeowners insurance (our estimate, 0.5% a year) | $26 |
| FHA mortgage insurance | $28 |
| Total per month | $572 |
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Questions about home buying in Los Indios
What is the median home value in Los Indios?
About $63,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Los Indios?
Homeowners pay a median $1,179 a year, which is about 1.86% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Los Indios?
For the median home with 20% down at 7.11%, the payment is about $467 a month. Keeping that under 28% of gross income takes about $19,998 a year.
More about Los Indios
- Mortgage Refinance in Los Indios
- Debt Relief in Los Indios
- Home Equity Loans in Los Indios
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data