The typical owner-occupied home in Marble Falls is worth about $338,800, 19% above the Texas median of $283,800 and about the same as the national median of $332,700. Owners pay a median $5,020 a year in property taxes, about 1.48% of their home's value, close to the Texas rate of 1.49%. The median household earns $57,925 a year, so the median home costs 5.8 times the median income (3.6 times for Texas). 41% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.
Marble Falls at a glance
| Marble Falls | Texas | U.S. | |
|---|---|---|---|
| Median home value | $338,800 | $283,800 | $332,700 |
| Median property tax paid per year | $5,020 | $4,232 | $3,119 |
| Property tax as a share of value | 1.48% | 1.49% | 0.94% |
| Median household income | $57,925 | $78,476 | $80,734 |
| Homes lived in by their owners | 41% | 63% | 65% |
| Owner homes with a mortgage | 45% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,709 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 23.0% | 21.7% | 21.0% |
| Median rent | $1,360 | $1,403 | $1,413 |
| Rent as a share of renters' income | 30.2% | 30.9% | 30.6% |
| Median year homes were built | 2001 | 1992 | 1980 |
| Vacant homes | 10.5% | 9.4% | 10.1% |
| Population | 7,752 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Marble Falls
At this week's average 30-year rate of 7.11%, buying the median Marble Falls home of $338,800 with 20% down costs about $2,382 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,947, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $102,099 for the 20%-down payment. That payment is 49% of the median Marble Falls household income of $57,925; at that income and 20% down, the 28% guideline points to a home of about $192,000.
The median rent here is $1,360 a month, so owning the median home costs about $1,022 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $67,760 |
|---|---|
| Loan amount | $271,040 |
| Principal and interest | $1,823 |
| Property taxes (1.48% a year) | $418 |
| Homeowners insurance (our estimate, 0.5% a year) | $141 |
| PMI | $0 |
| Total per month | $2,382 |
Change the numbers in the calculator
| Down payment | $11,858 |
|---|---|
| Loan amount | $332,663 |
| Principal and interest | $2,238 |
| Property taxes (1.48% a year) | $418 |
| Homeowners insurance (our estimate, 0.5% a year) | $141 |
| FHA mortgage insurance | $150 |
| Total per month | $2,947 |
Change the numbers in the calculator
Questions about home buying in Marble Falls
What is the median home value in Marble Falls?
About $338,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Marble Falls?
Homeowners pay a median $5,020 a year, which is about 1.48% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Marble Falls?
For the median home with 20% down at 7.11%, the payment is about $2,382 a month. Keeping that under 28% of gross income takes about $102,099 a year.
More about Marble Falls
- Mortgage Refinance in Marble Falls
- Debt Relief in Marble Falls
- Home Equity Loans in Marble Falls
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data