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Buying a home in Snook, Texas

The typical owner-occupied home in Snook is worth about $209,400, 26% below the Texas median of $283,800 and 37% below the national median of $332,700. Owners pay a median $3,100 a year in property taxes, about 1.48% of their home's value, close to the Texas rate of 1.49%. The median household earns $81,893 a year, so the median home costs 2.6 times the median income (3.6 times for Texas). 82% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.

Snook at a glance

Snook Texas U.S.
Median home value $209,400 $283,800 $332,700
Median property tax paid per year $3,100 $4,232 $3,119
Property tax as a share of value 1.48% 1.49% 0.94%
Median household income $81,893 $78,476 $80,734
Homes lived in by their owners 82% 63% 65%
Owner homes with a mortgage 64% 56% 61%
Median monthly costs, owners with a mortgage $1,423 $2,106 $1,963
Those costs as a share of the owners' income 22.0% 21.7% 21.0%
Median rent $739 $1,403 $1,413
Rent as a share of renters' income 9.0% 30.9% 30.6%
Median year homes were built 1979 1992 1980
Vacant homes 10.5% 9.4% 10.1%
Population 834 30,188,424 334,922,499

What a typical home costs per month in Snook

At this week's average 30-year rate of 7.11%, buying the median Snook home of $209,400 with 20% down costs about $1,472 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,821, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $63,104 for the 20%-down payment. That payment is 22% of the median Snook household income of $81,893; at that income and 20% down, the 28% guideline points to a home of about $272,000.

The median rent here is $739 a month, so owning the median home costs about $733 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$41,880
Loan amount$167,520
Principal and interest$1,127
Property taxes (1.48% a year)$258
Homeowners insurance (our estimate, 0.5% a year)$87
PMI$0
Total per month$1,472

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3.5% down, 30-year FHA loan
Down payment$7,329
Loan amount$205,607
Principal and interest$1,383
Property taxes (1.48% a year)$258
Homeowners insurance (our estimate, 0.5% a year)$87
FHA mortgage insurance$93
Total per month$1,821

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Questions about home buying in Snook

What is the median home value in Snook?

About $209,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Snook?

Homeowners pay a median $3,100 a year, which is about 1.48% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Snook?

For the median home with 20% down at 7.11%, the payment is about $1,472 a month. Keeping that under 28% of gross income takes about $63,104 a year.

More about Snook

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data