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Buying a home in Kurten, Texas

The typical owner-occupied home in Kurten is worth about $190,600, 33% below the Texas median of $283,800 and 43% below the national median of $332,700. Owners pay a median $2,595 a year in property taxes, about 1.36% of their home's value, lower than the Texas rate of 1.49%. The median household earns $62,375 a year, so the median home costs 3.1 times the median income (3.6 times for Texas). 91% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.

Kurten at a glance

Kurten Texas U.S.
Median home value $190,600 $283,800 $332,700
Median property tax paid per year $2,595 $4,232 $3,119
Property tax as a share of value 1.36% 1.49% 0.94%
Median household income $62,375 $78,476 $80,734
Homes lived in by their owners 91% 63% 65%
Owner homes with a mortgage 48% 56% 61%
Median monthly costs, owners with a mortgage $1,530 $2,106 $1,963
Those costs as a share of the owners' income 28.8% 21.7% 21.0%
Median rent – $1,403 $1,413
Rent as a share of renters' income 40.0% 30.9% 30.6%
Median year homes were built 1986 1992 1980
Vacant homes 5.5% 9.4% 10.1%
Population 555 30,188,424 334,922,499

What a typical home costs per month in Kurten

At this week's average 30-year rate of 7.11%, buying the median Kurten home of $190,600 with 20% down costs about $1,321 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,639, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $56,622 for the 20%-down payment. That payment is 25% of the median Kurten household income of $62,375; at that income and 20% down, the 28% guideline points to a home of about $210,000.

20% down, 30-year conventional loan
Down payment$38,120
Loan amount$152,480
Principal and interest$1,026
Property taxes (1.36% a year)$216
Homeowners insurance (our estimate, 0.5% a year)$79
PMI$0
Total per month$1,321

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3.5% down, 30-year FHA loan
Down payment$6,671
Loan amount$187,148
Principal and interest$1,259
Property taxes (1.36% a year)$216
Homeowners insurance (our estimate, 0.5% a year)$79
FHA mortgage insurance$84
Total per month$1,639

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Questions about home buying in Kurten

What is the median home value in Kurten?

About $190,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Kurten?

Homeowners pay a median $2,595 a year, which is about 1.36% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Kurten?

For the median home with 20% down at 7.11%, the payment is about $1,321 a month. Keeping that under 28% of gross income takes about $56,622 a year.

More about Kurten

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data