The typical owner-occupied home in Kurten is worth about $190,600, 33% below the Texas median of $283,800 and 43% below the national median of $332,700. Owners pay a median $2,595 a year in property taxes, about 1.36% of their home's value, lower than the Texas rate of 1.49%. The median household earns $62,375 a year, so the median home costs 3.1 times the median income (3.6 times for Texas). 91% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.
Kurten at a glance
| Kurten | Texas | U.S. | |
|---|---|---|---|
| Median home value | $190,600 | $283,800 | $332,700 |
| Median property tax paid per year | $2,595 | $4,232 | $3,119 |
| Property tax as a share of value | 1.36% | 1.49% | 0.94% |
| Median household income | $62,375 | $78,476 | $80,734 |
| Homes lived in by their owners | 91% | 63% | 65% |
| Owner homes with a mortgage | 48% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,530 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 28.8% | 21.7% | 21.0% |
| Median rent | – | $1,403 | $1,413 |
| Rent as a share of renters' income | 40.0% | 30.9% | 30.6% |
| Median year homes were built | 1986 | 1992 | 1980 |
| Vacant homes | 5.5% | 9.4% | 10.1% |
| Population | 555 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Kurten
At this week's average 30-year rate of 7.11%, buying the median Kurten home of $190,600 with 20% down costs about $1,321 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,639, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $56,622 for the 20%-down payment. That payment is 25% of the median Kurten household income of $62,375; at that income and 20% down, the 28% guideline points to a home of about $210,000.
| Down payment | $38,120 |
|---|---|
| Loan amount | $152,480 |
| Principal and interest | $1,026 |
| Property taxes (1.36% a year) | $216 |
| Homeowners insurance (our estimate, 0.5% a year) | $79 |
| PMI | $0 |
| Total per month | $1,321 |
Change the numbers in the calculator
| Down payment | $6,671 |
|---|---|
| Loan amount | $187,148 |
| Principal and interest | $1,259 |
| Property taxes (1.36% a year) | $216 |
| Homeowners insurance (our estimate, 0.5% a year) | $79 |
| FHA mortgage insurance | $84 |
| Total per month | $1,639 |
Change the numbers in the calculator
Questions about home buying in Kurten
What is the median home value in Kurten?
About $190,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Kurten?
Homeowners pay a median $2,595 a year, which is about 1.36% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Kurten?
For the median home with 20% down at 7.11%, the payment is about $1,321 a month. Keeping that under 28% of gross income takes about $56,622 a year.
More about Kurten
- Mortgage Refinance in Kurten
- Debt Relief in Kurten
- Home Equity Loans in Kurten
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
