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Buying a home in Saint Hedwig, Texas

The typical owner-occupied home in Saint Hedwig is worth about $282,100, about the same as the Texas median of $283,800 and 15% below the national median of $332,700. Owners pay a median $4,078 a year in property taxes, about 1.45% of their home's value, close to the Texas rate of 1.49%. The median household earns $147,390 a year, so the median home costs 1.9 times the median income (3.6 times for Texas). 98% of occupied homes here are lived in by their owners, and 40% of those owners still have a mortgage.

Saint Hedwig at a glance

Saint Hedwig Texas U.S.
Median home value $282,100 $283,800 $332,700
Median property tax paid per year $4,078 $4,232 $3,119
Property tax as a share of value 1.45% 1.49% 0.94%
Median household income $147,390 $78,476 $80,734
Homes lived in by their owners 98% 63% 65%
Owner homes with a mortgage 40% 56% 61%
Median monthly costs, owners with a mortgage $2,206 $2,106 $1,963
Those costs as a share of the owners' income 18.5% 21.7% 21.0%
Median rent – $1,403 $1,413
Median year homes were built 1997 1992 1980
Vacant homes 0.0% 9.4% 10.1%
Population 2,313 30,188,424 334,922,499

What a typical home costs per month in Saint Hedwig

At this week's average 30-year rate of 7.11%, buying the median Saint Hedwig home of $282,100 with 20% down costs about $1,977 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,447, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $84,710 for the 20%-down payment. That payment is 16% of the median Saint Hedwig household income of $147,390; at that income and 20% down, the 28% guideline points to a home of about $491,000.

20% down, 30-year conventional loan
Down payment$56,420
Loan amount$225,680
Principal and interest$1,518
Property taxes (1.45% a year)$341
Homeowners insurance (our estimate, 0.5% a year)$118
PMI$0
Total per month$1,977

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3.5% down, 30-year FHA loan
Down payment$9,874
Loan amount$276,990
Principal and interest$1,863
Property taxes (1.45% a year)$341
Homeowners insurance (our estimate, 0.5% a year)$118
FHA mortgage insurance$125
Total per month$2,447

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Questions about home buying in Saint Hedwig

What is the median home value in Saint Hedwig?

About $282,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Saint Hedwig?

Homeowners pay a median $4,078 a year, which is about 1.45% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Saint Hedwig?

For the median home with 20% down at 7.11%, the payment is about $1,977 a month. Keeping that under 28% of gross income takes about $84,710 a year.

More about Saint Hedwig

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data