The typical owner-occupied home in Seymour is worth about $93,200, 67% below the Texas median of $283,800 and 72% below the national median of $332,700. Owners pay a median $1,209 a year in property taxes, about 1.30% of their home's value, lower than the Texas rate of 1.49%. The median household earns $40,212 a year, so the median home costs 2.3 times the median income (3.6 times for Texas). 63% of occupied homes here are lived in by their owners, and 19% of those owners still have a mortgage.
Seymour at a glance
| Seymour | Texas | U.S. | |
|---|---|---|---|
| Median home value | $93,200 | $283,800 | $332,700 |
| Median property tax paid per year | $1,209 | $4,232 | $3,119 |
| Property tax as a share of value | 1.30% | 1.49% | 0.94% |
| Median household income | $40,212 | $78,476 | $80,734 |
| Homes lived in by their owners | 63% | 63% | 65% |
| Owner homes with a mortgage | 19% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,288 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 20.1% | 21.7% | 21.0% |
| Median rent | $530 | $1,403 | $1,413 |
| Rent as a share of renters' income | 28.6% | 30.9% | 30.6% |
| Median year homes were built | 1965 | 1992 | 1980 |
| Vacant homes | 29.4% | 9.4% | 10.1% |
| Population | 2,623 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Seymour
At this week's average 30-year rate of 7.11%, buying the median Seymour home of $93,200 with 20% down costs about $641 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $797, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,487 for the 20%-down payment. That payment is 19% of the median Seymour household income of $40,212; at that income and 20% down, the 28% guideline points to a home of about $136,000.
The median rent here is $530 a month, so owning the median home costs about $111 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $18,640 |
|---|---|
| Loan amount | $74,560 |
| Principal and interest | $502 |
| Property taxes (1.30% a year) | $101 |
| Homeowners insurance (our estimate, 0.5% a year) | $39 |
| PMI | $0 |
| Total per month | $641 |
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| Down payment | $3,262 |
|---|---|
| Loan amount | $91,512 |
| Principal and interest | $616 |
| Property taxes (1.30% a year) | $101 |
| Homeowners insurance (our estimate, 0.5% a year) | $39 |
| FHA mortgage insurance | $41 |
| Total per month | $797 |
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Questions about home buying in Seymour
What is the median home value in Seymour?
About $93,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Seymour?
Homeowners pay a median $1,209 a year, which is about 1.30% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Seymour?
For the median home with 20% down at 7.11%, the payment is about $641 a month. Keeping that under 28% of gross income takes about $27,487 a year.
More about Seymour
- Mortgage Refinance in Seymour
- Debt Relief in Seymour
- Home Equity Loans in Seymour
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data