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Buying a home in Rosanky, Texas

The typical owner-occupied home in Rosanky is worth about $309,100, 9% above the Texas median of $283,800 and 7% below the national median of $332,700. Owners pay a median $4,144 a year in property taxes, about 1.34% of their home's value, lower than the Texas rate of 1.49%. The median household earns $107,946 a year, so the median home costs 2.9 times the median income (3.6 times for Texas). 94% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.

Rosanky at a glance

Rosanky Texas U.S.
Median home value $309,100 $283,800 $332,700
Median property tax paid per year $4,144 $4,232 $3,119
Property tax as a share of value 1.34% 1.49% 0.94%
Median household income $107,946 $78,476 $80,734
Homes lived in by their owners 94% 63% 65%
Owner homes with a mortgage 49% 56% 61%
Median monthly costs, owners with a mortgage $1,536 $2,106 $1,963
Those costs as a share of the owners' income 21.2% 21.7% 21.0%
Median rent – $1,403 $1,413
Median year homes were built 1999 1992 1980
Vacant homes 7.2% 9.4% 10.1%
Population 1,695 30,188,424 334,922,499

What a typical home costs per month in Rosanky

At this week's average 30-year rate of 7.11%, buying the median Rosanky home of $309,100 with 20% down costs about $2,137 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,652, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $91,604 for the 20%-down payment. That payment is 24% of the median Rosanky household income of $107,946; at that income and 20% down, the 28% guideline points to a home of about $364,000.

20% down, 30-year conventional loan
Down payment$61,820
Loan amount$247,280
Principal and interest$1,663
Property taxes (1.34% a year)$345
Homeowners insurance (our estimate, 0.5% a year)$129
PMI$0
Total per month$2,137

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3.5% down, 30-year FHA loan
Down payment$10,818
Loan amount$303,501
Principal and interest$2,042
Property taxes (1.34% a year)$345
Homeowners insurance (our estimate, 0.5% a year)$129
FHA mortgage insurance$137
Total per month$2,652

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Questions about home buying in Rosanky

What is the median home value in Rosanky?

About $309,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Rosanky?

Homeowners pay a median $4,144 a year, which is about 1.34% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Rosanky?

For the median home with 20% down at 7.11%, the payment is about $2,137 a month. Keeping that under 28% of gross income takes about $91,604 a year.

More about Rosanky

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data