The typical owner-occupied home in Industry is worth about $294,400, 4% above the Texas median of $283,800 and 12% below the national median of $332,700. The median household earns $61,250 a year, so the median home costs 4.8 times the median income (3.6 times for Texas). 79% of occupied homes here are lived in by their owners, and 11% of those owners still have a mortgage.
Industry at a glance
| Industry | Texas | U.S. | |
|---|---|---|---|
| Median home value | $294,400 | $283,800 | $332,700 |
| Median property tax paid per year | – | $4,232 | $3,119 |
| Median household income | $61,250 | $78,476 | $80,734 |
| Homes lived in by their owners | 79% | 63% | 65% |
| Owner homes with a mortgage | 11% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $2,000 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 22.5% | 21.7% | 21.0% |
| Median rent | – | $1,403 | $1,413 |
| Rent as a share of renters' income | 27.5% | 30.9% | 30.6% |
| Median year homes were built | 1981 | 1992 | 1980 |
| Vacant homes | 14.5% | 9.4% | 10.1% |
| Population | 235 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Industry
At this week's average 30-year rate of 7.11%, buying the median Industry home of $294,400 with 20% down costs about $1,977 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,467, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $84,724 for the 20%-down payment. That payment is 39% of the median Industry household income of $61,250; at that income and 20% down, the 28% guideline points to a home of about $213,000.
| Down payment | $58,880 |
|---|---|
| Loan amount | $235,520 |
| Principal and interest | $1,584 |
| Property taxes (1.10% a year) | $270 |
| Homeowners insurance (our estimate, 0.5% a year) | $123 |
| PMI | $0 |
| Total per month | $1,977 |
Change the numbers in the calculator
| Down payment | $10,304 |
|---|---|
| Loan amount | $289,068 |
| Principal and interest | $1,945 |
| Property taxes (1.10% a year) | $270 |
| Homeowners insurance (our estimate, 0.5% a year) | $123 |
| FHA mortgage insurance | $130 |
| Total per month | $2,467 |
Change the numbers in the calculator
Questions about home buying in Industry
What is the median home value in Industry?
About $294,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Industry?
For the median home with 20% down at 7.11%, the payment is about $1,977 a month. Keeping that under 28% of gross income takes about $84,724 a year.
More about Industry
- Mortgage Refinance in Industry
- Debt Relief in Industry
- Home Equity Loans in Industry
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data