The typical owner-occupied home in Windsor is worth about $343,800, 33% above the South Carolina median of $259,000 and 3% above the national median of $332,700. 67% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.
Windsor at a glance
| Windsor | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $343,800 | $259,000 | $332,700 |
| Median property tax paid per year | – | $1,251 | $3,119 |
| Median household income | – | $69,324 | $80,734 |
| Homes lived in by their owners | 67% | 72% | 65% |
| Owner homes with a mortgage | 26% | 57% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,529 | $1,963 |
| Median rent | $825 | $1,180 | $1,413 |
| Rent as a share of renters' income | 9.0% | 31.1% | 30.6% |
| Median year homes were built | 1981 | 1992 | 1980 |
| Vacant homes | 24.8% | 13.3% | 10.1% |
| Population | 307 | 5,296,225 | 334,922,499 |
What a typical home costs per month in Windsor
At this week's average 30-year rate of 7.11%, buying the median Windsor home of $343,800 with 20% down costs about $2,309 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,881, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $98,940 for the 20%-down payment.
The median rent here is $825 a month, so owning the median home costs about $1,484 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $68,760 |
|---|---|
| Loan amount | $275,040 |
| Principal and interest | $1,850 |
| Property taxes (1.10% a year) | $315 |
| Homeowners insurance (our estimate, 0.5% a year) | $143 |
| PMI | $0 |
| Total per month | $2,309 |
Change the numbers in the calculator
| Down payment | $12,033 |
|---|---|
| Loan amount | $337,573 |
| Principal and interest | $2,271 |
| Property taxes (1.10% a year) | $315 |
| Homeowners insurance (our estimate, 0.5% a year) | $143 |
| FHA mortgage insurance | $152 |
| Total per month | $2,881 |
Change the numbers in the calculator
Questions about home buying in Windsor
What is the median home value in Windsor?
About $343,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Windsor?
For the median home with 20% down at 7.11%, the payment is about $2,309 a month. Keeping that under 28% of gross income takes about $98,940 a year.
More about Windsor
- Mortgage Refinance in Windsor
- Debt Relief in Windsor
- Home Equity Loans in Windsor
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data