The typical owner-occupied home in North Augusta is worth about $233,600, 10% below the South Carolina median of $259,000 and 30% below the national median of $332,700. Owners pay a median $1,249 a year in property taxes, about 0.53% of their home's value, higher than the South Carolina rate of 0.48%. The median household earns $86,092 a year, so the median home costs 2.7 times the median income (3.7 times for South Carolina). 71% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
North Augusta at a glance
| North Augusta | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $233,600 | $259,000 | $332,700 |
| Median property tax paid per year | $1,249 | $1,251 | $3,119 |
| Property tax as a share of value | 0.53% | 0.48% | 0.94% |
| Median household income | $86,092 | $69,324 | $80,734 |
| Homes lived in by their owners | 71% | 72% | 65% |
| Owner homes with a mortgage | 63% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,417 | $1,529 | $1,963 |
| Those costs as a share of the owners' income | 17.2% | 19.7% | 21.0% |
| Median rent | $1,169 | $1,180 | $1,413 |
| Rent as a share of renters' income | 23.7% | 31.1% | 30.6% |
| Median year homes were built | 1988 | 1992 | 1980 |
| Vacant homes | 12.4% | 13.3% | 10.1% |
| Population | 25,653 | 5,296,225 | 334,922,499 |
What a typical home costs per month in North Augusta
At this week's average 30-year rate of 7.11%, buying the median North Augusta home of $233,600 with 20% down costs about $1,458 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,847, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $62,471 for the 20%-down payment. That payment is 20% of the median North Augusta household income of $86,092; at that income and 20% down, the 28% guideline points to a home of about $322,000.
The median rent here is $1,169 a month, so owning the median home costs about $289 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $46,720 |
|---|---|
| Loan amount | $186,880 |
| Principal and interest | $1,257 |
| Property taxes (0.53% a year) | $103 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| PMI | $0 |
| Total per month | $1,458 |
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| Down payment | $8,176 |
|---|---|
| Loan amount | $229,369 |
| Principal and interest | $1,543 |
| Property taxes (0.53% a year) | $103 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| FHA mortgage insurance | $103 |
| Total per month | $1,847 |
Change the numbers in the calculator
Questions about home buying in North Augusta
What is the median home value in North Augusta?
About $233,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in North Augusta?
Homeowners pay a median $1,249 a year, which is about 0.53% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in North Augusta?
For the median home with 20% down at 7.11%, the payment is about $1,458 a month. Keeping that under 28% of gross income takes about $62,471 a year.
More about North Augusta
- Mortgage Refinance in North Augusta
- Debt Relief in North Augusta
- Home Equity Loans in North Augusta
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data