The typical owner-occupied home in Hampton County is worth about $112,000, 57% below the South Carolina median of $259,000 and 66% below the national median of $332,700. Owners pay a median $897 a year in property taxes, about 0.80% of their home's value, higher than the South Carolina rate of 0.48%. The median household earns $44,711 a year, so the median home costs 2.5 times the median income (3.7 times for South Carolina). 73% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.
Hampton County at a glance
| Hampton County | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $112,000 | $259,000 | $332,700 |
| Median property tax paid per year | $897 | $1,251 | $3,119 |
| Property tax as a share of value | 0.80% | 0.48% | 0.94% |
| Median household income | $44,711 | $69,324 | $80,734 |
| Homes lived in by their owners | 73% | 72% | 65% |
| Owner homes with a mortgage | 35% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,240 | $1,529 | $1,963 |
| Those costs as a share of the owners' income | 26.3% | 19.7% | 21.0% |
| Median rent | $843 | $1,180 | $1,413 |
| Rent as a share of renters' income | 32.6% | 31.1% | 30.6% |
| Median year homes were built | 1984 | 1992 | 1980 |
| Vacant homes | 16.4% | 13.3% | 10.1% |
| Population | 18,254 | 5,296,225 | 334,922,499 |
What a typical home costs per month in Hampton County
At this week's average 30-year rate of 7.11%, buying the median Hampton County home of $112,000 with 20% down costs about $724 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $911, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,032 for the 20%-down payment. That payment is 19% of the median Hampton County household income of $44,711; at that income and 20% down, the 28% guideline points to a home of about $161,000.
The median rent here is $843 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $22,400 |
|---|---|
| Loan amount | $89,600 |
| Principal and interest | $603 |
| Property taxes (0.80% a year) | $75 |
| Homeowners insurance (our estimate, 0.5% a year) | $47 |
| PMI | $0 |
| Total per month | $724 |
Change the numbers in the calculator
| Down payment | $3,920 |
|---|---|
| Loan amount | $109,971 |
| Principal and interest | $740 |
| Property taxes (0.80% a year) | $75 |
| Homeowners insurance (our estimate, 0.5% a year) | $47 |
| FHA mortgage insurance | $50 |
| Total per month | $911 |
Change the numbers in the calculator
Questions about home buying in Hampton County
What is the median home value in Hampton County?
About $112,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hampton County?
Homeowners pay a median $897 a year, which is about 0.80% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hampton County?
For the median home with 20% down at 7.11%, the payment is about $724 a month. Keeping that under 28% of gross income takes about $31,032 a year.
More about Hampton County
- Mortgage Refinance in Hampton County
- Debt Relief in Hampton County
- Home Equity Loans in Hampton County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data