The typical owner-occupied home in Georgetown County is worth about $289,500, 12% above the South Carolina median of $259,000 and 13% below the national median of $332,700. Owners pay a median $1,190 a year in property taxes, about 0.41% of their home's value, lower than the South Carolina rate of 0.48%. The median household earns $68,713 a year, so the median home costs 4.2 times the median income (3.7 times for South Carolina). 84% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.
Georgetown County at a glance
| Georgetown County | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $289,500 | $259,000 | $332,700 |
| Median property tax paid per year | $1,190 | $1,251 | $3,119 |
| Property tax as a share of value | 0.41% | 0.48% | 0.94% |
| Median household income | $68,713 | $69,324 | $80,734 |
| Homes lived in by their owners | 84% | 72% | 65% |
| Owner homes with a mortgage | 49% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,490 | $1,529 | $1,963 |
| Those costs as a share of the owners' income | 21.2% | 19.7% | 21.0% |
| Median rent | $1,204 | $1,180 | $1,413 |
| Rent as a share of renters' income | 32.4% | 31.1% | 30.6% |
| Median year homes were built | 1993 | 1992 | 1980 |
| Vacant homes | 27.0% | 13.3% | 10.1% |
| Population | 64,811 | 5,296,225 | 334,922,499 |
What a typical home costs per month in Georgetown County
At this week's average 30-year rate of 7.11%, buying the median Georgetown County home of $289,500 with 20% down costs about $1,778 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,260, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $76,180 for the 20%-down payment. That payment is 31% of the median Georgetown County household income of $68,713; at that income and 20% down, the 28% guideline points to a home of about $261,000.
The median rent here is $1,204 a month, so owning the median home costs about $574 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $57,900 |
|---|---|
| Loan amount | $231,600 |
| Principal and interest | $1,558 |
| Property taxes (0.41% a year) | $99 |
| Homeowners insurance (our estimate, 0.5% a year) | $121 |
| PMI | $0 |
| Total per month | $1,778 |
Change the numbers in the calculator
| Down payment | $10,132 |
|---|---|
| Loan amount | $284,256 |
| Principal and interest | $1,912 |
| Property taxes (0.41% a year) | $99 |
| Homeowners insurance (our estimate, 0.5% a year) | $121 |
| FHA mortgage insurance | $128 |
| Total per month | $2,260 |
Change the numbers in the calculator
Questions about home buying in Georgetown County
What is the median home value in Georgetown County?
About $289,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Georgetown County?
Homeowners pay a median $1,190 a year, which is about 0.41% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Georgetown County?
For the median home with 20% down at 7.11%, the payment is about $1,778 a month. Keeping that under 28% of gross income takes about $76,180 a year.
More about Georgetown County
- Mortgage Refinance in Georgetown County
- Debt Relief in Georgetown County
- Home Equity Loans in Georgetown County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data