The typical owner-occupied home in Langley is worth about $99,100, 62% below the South Carolina median of $259,000 and 70% below the national median of $332,700. Owners pay a median $349 a year in property taxes, about 0.35% of their home's value, lower than the South Carolina rate of 0.48%. The median household earns $53,646 a year, so the median home costs 1.8 times the median income (3.7 times for South Carolina). 70% of occupied homes here are lived in by their owners, and 24% of those owners still have a mortgage.
Langley at a glance
| Langley | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $99,100 | $259,000 | $332,700 |
| Median property tax paid per year | $349 | $1,251 | $3,119 |
| Property tax as a share of value | 0.35% | 0.48% | 0.94% |
| Median household income | $53,646 | $69,324 | $80,734 |
| Homes lived in by their owners | 70% | 72% | 65% |
| Owner homes with a mortgage | 24% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,128 | $1,529 | $1,963 |
| Those costs as a share of the owners' income | 12.9% | 19.7% | 21.0% |
| Median rent | $871 | $1,180 | $1,413 |
| Rent as a share of renters' income | 36.9% | 31.1% | 30.6% |
| Median year homes were built | 1954 | 1992 | 1980 |
| Vacant homes | 28.2% | 13.3% | 10.1% |
| Population | 1,310 | 5,296,225 | 334,922,499 |
What a typical home costs per month in Langley
At this week's average 30-year rate of 7.11%, buying the median Langley home of $99,100 with 20% down costs about $604 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $769, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,865 for the 20%-down payment. That payment is 14% of the median Langley household income of $53,646; at that income and 20% down, the 28% guideline points to a home of about $206,000.
The median rent here is $871 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,820 |
|---|---|
| Loan amount | $79,280 |
| Principal and interest | $533 |
| Property taxes (0.35% a year) | $29 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| PMI | $0 |
| Total per month | $604 |
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| Down payment | $3,468 |
|---|---|
| Loan amount | $97,305 |
| Principal and interest | $655 |
| Property taxes (0.35% a year) | $29 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| FHA mortgage insurance | $44 |
| Total per month | $769 |
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Questions about home buying in Langley
What is the median home value in Langley?
About $99,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Langley?
Homeowners pay a median $349 a year, which is about 0.35% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Langley?
For the median home with 20% down at 7.11%, the payment is about $604 a month. Keeping that under 28% of gross income takes about $25,865 a year.
More about Langley
- Mortgage Refinance in Langley
- Debt Relief in Langley
- Home Equity Loans in Langley
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data