The typical owner-occupied home in Beech Island is worth about $116,800, 55% below the South Carolina median of $259,000 and 65% below the national median of $332,700. Owners pay a median $848 a year in property taxes, about 0.73% of their home's value, higher than the South Carolina rate of 0.48%. The median household earns $36,027 a year, so the median home costs 3.2 times the median income (3.7 times for South Carolina). 76% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.
Beech Island at a glance
| Beech Island | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $116,800 | $259,000 | $332,700 |
| Median property tax paid per year | $848 | $1,251 | $3,119 |
| Property tax as a share of value | 0.73% | 0.48% | 0.94% |
| Median household income | $36,027 | $69,324 | $80,734 |
| Homes lived in by their owners | 76% | 72% | 65% |
| Owner homes with a mortgage | 59% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $995 | $1,529 | $1,963 |
| Those costs as a share of the owners' income | 22.6% | 19.7% | 21.0% |
| Median rent | $1,207 | $1,180 | $1,413 |
| Rent as a share of renters' income | 38.8% | 31.1% | 30.6% |
| Median year homes were built | 1972 | 1992 | 1980 |
| Vacant homes | 15.4% | 13.3% | 10.1% |
| Population | 1,578 | 5,296,225 | 334,922,499 |
What a typical home costs per month in Beech Island
At this week's average 30-year rate of 7.11%, buying the median Beech Island home of $116,800 with 20% down costs about $748 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $943, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,070 for the 20%-down payment. That payment is 25% of the median Beech Island household income of $36,027; at that income and 20% down, the 28% guideline points to a home of about $131,000.
The median rent here is $1,207 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $23,360 |
|---|---|
| Loan amount | $93,440 |
| Principal and interest | $629 |
| Property taxes (0.73% a year) | $71 |
| Homeowners insurance (our estimate, 0.5% a year) | $49 |
| PMI | $0 |
| Total per month | $748 |
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| Down payment | $4,088 |
|---|---|
| Loan amount | $114,684 |
| Principal and interest | $771 |
| Property taxes (0.73% a year) | $71 |
| Homeowners insurance (our estimate, 0.5% a year) | $49 |
| FHA mortgage insurance | $52 |
| Total per month | $943 |
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Questions about home buying in Beech Island
What is the median home value in Beech Island?
About $116,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Beech Island?
Homeowners pay a median $848 a year, which is about 0.73% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Beech Island?
For the median home with 20% down at 7.11%, the payment is about $748 a month. Keeping that under 28% of gross income takes about $32,070 a year.
More about Beech Island
- Mortgage Refinance in Beech Island
- Debt Relief in Beech Island
- Home Equity Loans in Beech Island
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data