The typical owner-occupied home in Jasper County is worth about $325,500, 26% above the South Carolina median of $259,000 and about the same as the national median of $332,700. Owners pay a median $1,852 a year in property taxes, about 0.57% of their home's value, higher than the South Carolina rate of 0.48%. The median household earns $65,613 a year, so the median home costs 5.0 times the median income (3.7 times for South Carolina). 77% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
Jasper County at a glance
| Jasper County | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $325,500 | $259,000 | $332,700 |
| Median property tax paid per year | $1,852 | $1,251 | $3,119 |
| Property tax as a share of value | 0.57% | 0.48% | 0.94% |
| Median household income | $65,613 | $69,324 | $80,734 |
| Homes lived in by their owners | 77% | 72% | 65% |
| Owner homes with a mortgage | 52% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,658 | $1,529 | $1,963 |
| Those costs as a share of the owners' income | 24.4% | 19.7% | 21.0% |
| Median rent | $1,328 | $1,180 | $1,413 |
| Rent as a share of renters' income | 28.3% | 31.1% | 30.6% |
| Median year homes were built | 2003 | 1992 | 1980 |
| Vacant homes | 11.1% | 13.3% | 10.1% |
| Population | 32,166 | 5,296,225 | 334,922,499 |
What a typical home costs per month in Jasper County
At this week's average 30-year rate of 7.11%, buying the median Jasper County home of $325,500 with 20% down costs about $2,042 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,584, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $87,513 for the 20%-down payment. That payment is 37% of the median Jasper County household income of $65,613; at that income and 20% down, the 28% guideline points to a home of about $244,000.
The median rent here is $1,328 a month, so owning the median home costs about $714 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $65,100 |
|---|---|
| Loan amount | $260,400 |
| Principal and interest | $1,752 |
| Property taxes (0.57% a year) | $155 |
| Homeowners insurance (our estimate, 0.5% a year) | $136 |
| PMI | $0 |
| Total per month | $2,042 |
Change the numbers in the calculator
| Down payment | $11,392 |
|---|---|
| Loan amount | $319,604 |
| Principal and interest | $2,150 |
| Property taxes (0.57% a year) | $155 |
| Homeowners insurance (our estimate, 0.5% a year) | $136 |
| FHA mortgage insurance | $144 |
| Total per month | $2,584 |
Change the numbers in the calculator
Questions about home buying in Jasper County
What is the median home value in Jasper County?
About $325,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Jasper County?
Homeowners pay a median $1,852 a year, which is about 0.57% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Jasper County?
For the median home with 20% down at 7.11%, the payment is about $2,042 a month. Keeping that under 28% of gross income takes about $87,513 a year.
More about Jasper County
- Mortgage Refinance in Jasper County
- Debt Relief in Jasper County
- Home Equity Loans in Jasper County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
