The typical owner-occupied home in Shamokin is worth about $60,400, 76% below the Pennsylvania median of $254,500 and 82% below the national median of $332,700. Owners pay a median $858 a year in property taxes, about 1.42% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $39,690 a year, so the median home costs 1.5 times the median income (3.3 times for Pennsylvania). 60% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
Shamokin at a glance
| Shamokin | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $60,400 | $254,500 | $332,700 |
| Median property tax paid per year | $858 | $3,311 | $3,119 |
| Property tax as a share of value | 1.42% | 1.30% | 0.94% |
| Median household income | $39,690 | $77,971 | $80,734 |
| Homes lived in by their owners | 60% | 69% | 65% |
| Owner homes with a mortgage | 36% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,108 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 17.9% | 19.4% | 21.0% |
| Median rent | $824 | $1,209 | $1,413 |
| Rent as a share of renters' income | 30.9% | 29.2% | 30.6% |
| Median year homes were built | 1938 | 1965 | 1980 |
| Vacant homes | 31.4% | 9.2% | 10.1% |
| Population | 6,853 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Shamokin
At this week's average 30-year rate of 7.11%, buying the median Shamokin home of $60,400 with 20% down costs about $422 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $522, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $18,072 for the 20%-down payment. That payment is 13% of the median Shamokin household income of $39,690; at that income and 20% down, the 28% guideline points to a home of about $133,000.
The median rent here is $824 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $12,080 |
|---|---|
| Loan amount | $48,320 |
| Principal and interest | $325 |
| Property taxes (1.42% a year) | $71 |
| Homeowners insurance (our estimate, 0.5% a year) | $25 |
| PMI | $0 |
| Total per month | $422 |
Change the numbers in the calculator
| Down payment | $2,114 |
|---|---|
| Loan amount | $59,306 |
| Principal and interest | $399 |
| Property taxes (1.42% a year) | $71 |
| Homeowners insurance (our estimate, 0.5% a year) | $25 |
| FHA mortgage insurance | $27 |
| Total per month | $522 |
Change the numbers in the calculator
Questions about home buying in Shamokin
What is the median home value in Shamokin?
About $60,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Shamokin?
Homeowners pay a median $858 a year, which is about 1.42% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Shamokin?
For the median home with 20% down at 7.11%, the payment is about $422 a month. Keeping that under 28% of gross income takes about $18,072 a year.
More about Shamokin
- Mortgage Refinance in Shamokin
- Debt Relief in Shamokin
- Home Equity Loans in Shamokin
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data