The typical owner-occupied home in Montandon is worth about $179,800, 29% below the Pennsylvania median of $254,500 and 46% below the national median of $332,700. Owners pay a median $1,473 a year in property taxes, about 0.82% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $52,500 a year, so the median home costs 3.4 times the median income (3.3 times for Pennsylvania). 70% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.
Montandon at a glance
| Montandon | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $179,800 | $254,500 | $332,700 |
| Median property tax paid per year | $1,473 | $3,311 | $3,119 |
| Property tax as a share of value | 0.82% | 1.30% | 0.94% |
| Median household income | $52,500 | $77,971 | $80,734 |
| Homes lived in by their owners | 70% | 69% | 65% |
| Owner homes with a mortgage | 49% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,194 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 18.9% | 19.4% | 21.0% |
| Median rent | $769 | $1,209 | $1,413 |
| Rent as a share of renters' income | 17.7% | 29.2% | 30.6% |
| Median year homes were built | 1973 | 1965 | 1980 |
| Vacant homes | 0.0% | 9.2% | 10.1% |
| Population | 831 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Montandon
At this week's average 30-year rate of 7.11%, buying the median Montandon home of $179,800 with 20% down costs about $1,165 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,465, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $49,946 for the 20%-down payment. That payment is 27% of the median Montandon household income of $52,500; at that income and 20% down, the 28% guideline points to a home of about $189,000.
The median rent here is $769 a month, so owning the median home costs about $396 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $35,960 |
|---|---|
| Loan amount | $143,840 |
| Principal and interest | $968 |
| Property taxes (0.82% a year) | $123 |
| Homeowners insurance (our estimate, 0.5% a year) | $75 |
| PMI | $0 |
| Total per month | $1,165 |
Change the numbers in the calculator
| Down payment | $6,293 |
|---|---|
| Loan amount | $176,543 |
| Principal and interest | $1,188 |
| Property taxes (0.82% a year) | $123 |
| Homeowners insurance (our estimate, 0.5% a year) | $75 |
| FHA mortgage insurance | $80 |
| Total per month | $1,465 |
Change the numbers in the calculator
Questions about home buying in Montandon
What is the median home value in Montandon?
About $179,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Montandon?
Homeowners pay a median $1,473 a year, which is about 0.82% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Montandon?
For the median home with 20% down at 7.11%, the payment is about $1,165 a month. Keeping that under 28% of gross income takes about $49,946 a year.
More about Montandon
- Mortgage Refinance in Montandon
- Debt Relief in Montandon
- Home Equity Loans in Montandon
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data