The typical owner-occupied home in Mount Bethel is worth about $202,800, 20% below the Pennsylvania median of $254,500 and 39% below the national median of $332,700. The median household earns $53,239 a year, so the median home costs 3.8 times the median income (3.3 times for Pennsylvania). 61% of occupied homes here are lived in by their owners, and 54% of those owners still have a mortgage.
Mount Bethel at a glance
| Mount Bethel | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $202,800 | $254,500 | $332,700 |
| Median property tax paid per year | – | $3,311 | $3,119 |
| Median household income | $53,239 | $77,971 | $80,734 |
| Homes lived in by their owners | 61% | 69% | 65% |
| Owner homes with a mortgage | 54% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,678 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 35.3% | 19.4% | 21.0% |
| Median rent | $1,056 | $1,209 | $1,413 |
| Rent as a share of renters' income | 26.0% | 29.2% | 30.6% |
| Median year homes were built | 1938 | 1965 | 1980 |
| Vacant homes | 21.4% | 9.2% | 10.1% |
| Population | 334 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Mount Bethel
At this week's average 30-year rate of 7.11%, buying the median Mount Bethel home of $202,800 with 20% down costs about $1,362 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,700, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $58,363 for the 20%-down payment. That payment is 31% of the median Mount Bethel household income of $53,239; at that income and 20% down, the 28% guideline points to a home of about $185,000.
The median rent here is $1,056 a month, so owning the median home costs about $306 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $40,560 |
|---|---|
| Loan amount | $162,240 |
| Principal and interest | $1,091 |
| Property taxes (1.10% a year) | $186 |
| Homeowners insurance (our estimate, 0.5% a year) | $84 |
| PMI | $0 |
| Total per month | $1,362 |
Change the numbers in the calculator
| Down payment | $7,098 |
|---|---|
| Loan amount | $199,127 |
| Principal and interest | $1,340 |
| Property taxes (1.10% a year) | $186 |
| Homeowners insurance (our estimate, 0.5% a year) | $84 |
| FHA mortgage insurance | $90 |
| Total per month | $1,700 |
Change the numbers in the calculator
Questions about home buying in Mount Bethel
What is the median home value in Mount Bethel?
About $202,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Mount Bethel?
For the median home with 20% down at 7.11%, the payment is about $1,362 a month. Keeping that under 28% of gross income takes about $58,363 a year.
More about Mount Bethel
- Mortgage Refinance in Mount Bethel
- Debt Relief in Mount Bethel
- Home Equity Loans in Mount Bethel
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data