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Buying a home in Easton, Pennsylvania

The typical owner-occupied home in Easton is worth about $196,300, 23% below the Pennsylvania median of $254,500 and 41% below the national median of $332,700. Owners pay a median $3,294 a year in property taxes, about 1.68% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $69,348 a year, so the median home costs 2.8 times the median income (3.3 times for Pennsylvania). 44% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.

Easton at a glance

Easton Pennsylvania U.S.
Median home value $196,300 $254,500 $332,700
Median property tax paid per year $3,294 $3,311 $3,119
Property tax as a share of value 1.68% 1.30% 0.94%
Median household income $69,348 $77,971 $80,734
Homes lived in by their owners 44% 69% 65%
Owner homes with a mortgage 62% 58% 61%
Median monthly costs, owners with a mortgage $1,539 $1,762 $1,963
Those costs as a share of the owners' income 19.1% 19.4% 21.0%
Median rent $1,325 $1,209 $1,413
Rent as a share of renters' income 29.4% 29.2% 30.6%
Median year homes were built 1938 1965 1980
Vacant homes 8.9% 9.2% 10.1%
Population 29,739 13,018,639 334,922,499

What a typical home costs per month in Easton

At this week's average 30-year rate of 7.11%, buying the median Easton home of $196,300 with 20% down costs about $1,413 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,740, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $60,558 for the 20%-down payment. That payment is 24% of the median Easton household income of $69,348; at that income and 20% down, the 28% guideline points to a home of about $225,000.

The median rent here is $1,325 a month, so owning the median home costs about $88 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$39,260
Loan amount$157,040
Principal and interest$1,056
Property taxes (1.68% a year)$275
Homeowners insurance (our estimate, 0.5% a year)$82
PMI$0
Total per month$1,413

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3.5% down, 30-year FHA loan
Down payment$6,870
Loan amount$192,745
Principal and interest$1,297
Property taxes (1.68% a year)$275
Homeowners insurance (our estimate, 0.5% a year)$82
FHA mortgage insurance$87
Total per month$1,740

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Questions about home buying in Easton

What is the median home value in Easton?

About $196,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Easton?

Homeowners pay a median $3,294 a year, which is about 1.68% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Easton?

For the median home with 20% down at 7.11%, the payment is about $1,413 a month. Keeping that under 28% of gross income takes about $60,558 a year.

More about Easton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data