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Buying a home in Plymouth, Pennsylvania

The typical owner-occupied home in Plymouth is worth about $92,500, 64% below the Pennsylvania median of $254,500 and 72% below the national median of $332,700. Owners pay a median $1,616 a year in property taxes, about 1.75% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $39,167 a year, so the median home costs 2.4 times the median income (3.3 times for Pennsylvania). 49% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.

Plymouth at a glance

Plymouth Pennsylvania U.S.
Median home value $92,500 $254,500 $332,700
Median property tax paid per year $1,616 $3,311 $3,119
Property tax as a share of value 1.75% 1.30% 0.94%
Median household income $39,167 $77,971 $80,734
Homes lived in by their owners 49% 69% 65%
Owner homes with a mortgage 45% 58% 61%
Median monthly costs, owners with a mortgage $1,026 $1,762 $1,963
Those costs as a share of the owners' income 15.8% 19.4% 21.0%
Median rent $930 $1,209 $1,413
Rent as a share of renters' income 31.4% 29.2% 30.6%
Median year homes were built 1944 1965 1980
Vacant homes 18.4% 9.2% 10.1%
Population 5,770 13,018,639 334,922,499

What a typical home costs per month in Plymouth

At this week's average 30-year rate of 7.11%, buying the median Plymouth home of $92,500 with 20% down costs about $671 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $825, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,767 for the 20%-down payment. That payment is 21% of the median Plymouth household income of $39,167; at that income and 20% down, the 28% guideline points to a home of about $126,000.

The median rent here is $930 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$18,500
Loan amount$74,000
Principal and interest$498
Property taxes (1.75% a year)$135
Homeowners insurance (our estimate, 0.5% a year)$39
PMI$0
Total per month$671

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3.5% down, 30-year FHA loan
Down payment$3,238
Loan amount$90,825
Principal and interest$611
Property taxes (1.75% a year)$135
Homeowners insurance (our estimate, 0.5% a year)$39
FHA mortgage insurance$41
Total per month$825

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Questions about home buying in Plymouth

What is the median home value in Plymouth?

About $92,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Plymouth?

Homeowners pay a median $1,616 a year, which is about 1.75% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Plymouth?

For the median home with 20% down at 7.11%, the payment is about $671 a month. Keeping that under 28% of gross income takes about $28,767 a year.

More about Plymouth

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data