Home / Home Buying by state / Pennsylvania / Luzerne County / Harleigh

Buying a home in Harleigh, Pennsylvania

The typical owner-occupied home in Harleigh is worth about $342,000, 34% above the Pennsylvania median of $254,500 and 3% above the national median of $332,700. Owners pay a median $3,396 a year in property taxes, about 0.99% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $130,329 a year, so the median home costs 2.6 times the median income (3.3 times for Pennsylvania). 95% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.

Harleigh at a glance

Harleigh Pennsylvania U.S.
Median home value $342,000 $254,500 $332,700
Median property tax paid per year $3,396 $3,311 $3,119
Property tax as a share of value 0.99% 1.30% 0.94%
Median household income $130,329 $77,971 $80,734
Homes lived in by their owners 95% 69% 65%
Owner homes with a mortgage 46% 58% 61%
Median monthly costs, owners with a mortgage $2,059 $1,762 $1,963
Those costs as a share of the owners' income 17.5% 19.4% 21.0%
Median rent – $1,209 $1,413
Median year homes were built 1988 1965 1980
Vacant homes 5.6% 9.2% 10.1%
Population 1,389 13,018,639 334,922,499

What a typical home costs per month in Harleigh

At this week's average 30-year rate of 7.11%, buying the median Harleigh home of $342,000 with 20% down costs about $2,265 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,835, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $97,079 for the 20%-down payment. That payment is 21% of the median Harleigh household income of $130,329; at that income and 20% down, the 28% guideline points to a home of about $459,000.

20% down, 30-year conventional loan
Down payment$68,400
Loan amount$273,600
Principal and interest$1,841
Property taxes (0.99% a year)$282
Homeowners insurance (our estimate, 0.5% a year)$142
PMI$0
Total per month$2,265

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$11,970
Loan amount$335,806
Principal and interest$2,259
Property taxes (0.99% a year)$282
Homeowners insurance (our estimate, 0.5% a year)$142
FHA mortgage insurance$151
Total per month$2,835

Change the numbers in the calculator

Questions about home buying in Harleigh

What is the median home value in Harleigh?

About $342,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Harleigh?

Homeowners pay a median $3,396 a year, which is about 0.99% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Harleigh?

For the median home with 20% down at 7.11%, the payment is about $2,265 a month. Keeping that under 28% of gross income takes about $97,079 a year.

More about Harleigh

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data