The typical owner-occupied home in Force is worth about $54,500, 79% below the Pennsylvania median of $254,500 and 84% below the national median of $332,700. Owners pay a median $971 a year in property taxes, about 1.78% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $31,071 a year, so the median home costs 1.8 times the median income (3.3 times for Pennsylvania). 85% of occupied homes here are lived in by their owners, and 44% of those owners still have a mortgage.
Force at a glance
| Force | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $54,500 | $254,500 | $332,700 |
| Median property tax paid per year | $971 | $3,311 | $3,119 |
| Property tax as a share of value | 1.78% | 1.30% | 0.94% |
| Median household income | $31,071 | $77,971 | $80,734 |
| Homes lived in by their owners | 85% | 69% | 65% |
| Owner homes with a mortgage | 44% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $950 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 41.7% | 19.4% | 21.0% |
| Median rent | – | $1,209 | $1,413 |
| Median year homes were built | 1938 | 1965 | 1980 |
| Vacant homes | 17.4% | 9.2% | 10.1% |
| Population | 226 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Force
At this week's average 30-year rate of 7.11%, buying the median Force home of $54,500 with 20% down costs about $397 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $488, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $17,008 for the 20%-down payment. That payment is 15% of the median Force household income of $31,071; at that income and 20% down, the 28% guideline points to a home of about $100,000.
| Down payment | $10,900 |
|---|---|
| Loan amount | $43,600 |
| Principal and interest | $293 |
| Property taxes (1.78% a year) | $81 |
| Homeowners insurance (our estimate, 0.5% a year) | $23 |
| PMI | $0 |
| Total per month | $397 |
Change the numbers in the calculator
| Down payment | $1,908 |
|---|---|
| Loan amount | $53,513 |
| Principal and interest | $360 |
| Property taxes (1.78% a year) | $81 |
| Homeowners insurance (our estimate, 0.5% a year) | $23 |
| FHA mortgage insurance | $24 |
| Total per month | $488 |
Change the numbers in the calculator
Questions about home buying in Force
What is the median home value in Force?
About $54,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Force?
Homeowners pay a median $971 a year, which is about 1.78% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Force?
For the median home with 20% down at 7.11%, the payment is about $397 a month. Keeping that under 28% of gross income takes about $17,008 a year.
More about Force
- Mortgage Refinance in Force
- Debt Relief in Force
- Home Equity Loans in Force
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data