Home / Home Buying by state / Pennsylvania / Elk County / Byrnedale

Buying a home in Byrnedale, Pennsylvania

The typical owner-occupied home in Byrnedale is worth about $76,800, 70% below the Pennsylvania median of $254,500 and 77% below the national median of $332,700. Owners pay a median $1,367 a year in property taxes, about 1.78% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $90,568 a year, so the median home costs 0.8 times the median income (3.3 times for Pennsylvania). 100% of occupied homes here are lived in by their owners, and 43% of those owners still have a mortgage.

Byrnedale at a glance

Byrnedale Pennsylvania U.S.
Median home value $76,800 $254,500 $332,700
Median property tax paid per year $1,367 $3,311 $3,119
Property tax as a share of value 1.78% 1.30% 0.94%
Median household income $90,568 $77,971 $80,734
Homes lived in by their owners 100% 69% 65%
Owner homes with a mortgage 43% 58% 61%
Median monthly costs, owners with a mortgage $1,144 $1,762 $1,963
Those costs as a share of the owners' income 16.8% 19.4% 21.0%
Median rent – $1,209 $1,413
Median year homes were built 1941 1965 1980
Vacant homes 23.0% 9.2% 10.1%
Population 434 13,018,639 334,922,499

What a typical home costs per month in Byrnedale

At this week's average 30-year rate of 7.11%, buying the median Byrnedale home of $76,800 with 20% down costs about $559 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $687, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $23,967 for the 20%-down payment. That payment is 7% of the median Byrnedale household income of $90,568; at that income and 20% down, the 28% guideline points to a home of about $290,000.

20% down, 30-year conventional loan
Down payment$15,360
Loan amount$61,440
Principal and interest$413
Property taxes (1.78% a year)$114
Homeowners insurance (our estimate, 0.5% a year)$32
PMI$0
Total per month$559

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$2,688
Loan amount$75,409
Principal and interest$507
Property taxes (1.78% a year)$114
Homeowners insurance (our estimate, 0.5% a year)$32
FHA mortgage insurance$34
Total per month$687

Change the numbers in the calculator

Questions about home buying in Byrnedale

What is the median home value in Byrnedale?

About $76,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Byrnedale?

Homeowners pay a median $1,367 a year, which is about 1.78% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Byrnedale?

For the median home with 20% down at 7.11%, the payment is about $559 a month. Keeping that under 28% of gross income takes about $23,967 a year.

More about Byrnedale

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data