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Buying a home in Clifton Heights, Pennsylvania

The typical owner-occupied home in Clifton Heights is worth about $192,900, 24% below the Pennsylvania median of $254,500 and 42% below the national median of $332,700. Owners pay a median $4,469 a year in property taxes, about 2.32% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $70,931 a year, so the median home costs 2.7 times the median income (3.3 times for Pennsylvania). 74% of occupied homes here are lived in by their owners, and 82% of those owners still have a mortgage.

Clifton Heights at a glance

Clifton Heights Pennsylvania U.S.
Median home value $192,900 $254,500 $332,700
Median property tax paid per year $4,469 $3,311 $3,119
Property tax as a share of value 2.32% 1.30% 0.94%
Median household income $70,931 $77,971 $80,734
Homes lived in by their owners 74% 69% 65%
Owner homes with a mortgage 82% 58% 61%
Median monthly costs, owners with a mortgage $1,703 $1,762 $1,963
Those costs as a share of the owners' income 26.1% 19.4% 21.0%
Median rent $1,430 $1,209 $1,413
Rent as a share of renters' income 27.5% 29.2% 30.6%
Median year homes were built 1951 1965 1980
Vacant homes 5.3% 9.2% 10.1%
Population 6,832 13,018,639 334,922,499

What a typical home costs per month in Clifton Heights

At this week's average 30-year rate of 7.11%, buying the median Clifton Heights home of $192,900 with 20% down costs about $1,491 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,813, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $63,919 for the 20%-down payment. That payment is 25% of the median Clifton Heights household income of $70,931; at that income and 20% down, the 28% guideline points to a home of about $214,000.

The median rent here is $1,430 a month, so owning the median home costs about $61 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$38,580
Loan amount$154,320
Principal and interest$1,038
Property taxes (2.32% a year)$373
Homeowners insurance (our estimate, 0.5% a year)$80
PMI$0
Total per month$1,491

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3.5% down, 30-year FHA loan
Down payment$6,752
Loan amount$189,406
Principal and interest$1,274
Property taxes (2.32% a year)$373
Homeowners insurance (our estimate, 0.5% a year)$80
FHA mortgage insurance$85
Total per month$1,813

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Questions about home buying in Clifton Heights

What is the median home value in Clifton Heights?

About $192,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Clifton Heights?

Homeowners pay a median $4,469 a year, which is about 2.32% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Clifton Heights?

For the median home with 20% down at 7.11%, the payment is about $1,491 a month. Keeping that under 28% of gross income takes about $63,919 a year.

More about Clifton Heights

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data