The typical owner-occupied home in Chester Heights is worth about $343,200, 35% above the Pennsylvania median of $254,500 and 3% above the national median of $332,700. Owners pay a median $5,122 a year in property taxes, about 1.49% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $104,009 a year, so the median home costs 3.3 times the median income (3.3 times for Pennsylvania). 76% of occupied homes here are lived in by their owners, and 79% of those owners still have a mortgage.
Chester Heights at a glance
| Chester Heights | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $343,200 | $254,500 | $332,700 |
| Median property tax paid per year | $5,122 | $3,311 | $3,119 |
| Property tax as a share of value | 1.49% | 1.30% | 0.94% |
| Median household income | $104,009 | $77,971 | $80,734 |
| Homes lived in by their owners | 76% | 69% | 65% |
| Owner homes with a mortgage | 79% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $2,129 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 22.7% | 19.4% | 21.0% |
| Median rent | $2,454 | $1,209 | $1,413 |
| Rent as a share of renters' income | 37.0% | 29.2% | 30.6% |
| Median year homes were built | 1987 | 1965 | 1980 |
| Vacant homes | 6.2% | 9.2% | 10.1% |
| Population | 2,948 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Chester Heights
At this week's average 30-year rate of 7.11%, buying the median Chester Heights home of $343,200 with 20% down costs about $2,416 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,988, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $103,548 for the 20%-down payment. That payment is 28% of the median Chester Heights household income of $104,009; at that income and 20% down, the 28% guideline points to a home of about $345,000.
The median rent here is $2,454 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $68,640 |
|---|---|
| Loan amount | $274,560 |
| Principal and interest | $1,847 |
| Property taxes (1.49% a year) | $426 |
| Homeowners insurance (our estimate, 0.5% a year) | $143 |
| PMI | $0 |
| Total per month | $2,416 |
Change the numbers in the calculator
| Down payment | $12,012 |
|---|---|
| Loan amount | $336,984 |
| Principal and interest | $2,267 |
| Property taxes (1.49% a year) | $426 |
| Homeowners insurance (our estimate, 0.5% a year) | $143 |
| FHA mortgage insurance | $152 |
| Total per month | $2,988 |
Change the numbers in the calculator
Questions about home buying in Chester Heights
What is the median home value in Chester Heights?
About $343,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Chester Heights?
Homeowners pay a median $5,122 a year, which is about 1.49% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Chester Heights?
For the median home with 20% down at 7.11%, the payment is about $2,416 a month. Keeping that under 28% of gross income takes about $103,548 a year.
More about Chester Heights
- Mortgage Refinance in Chester Heights
- Debt Relief in Chester Heights
- Home Equity Loans in Chester Heights
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data